Responsible for underwriting complex commercial loans typically exceeding $5 million for existing and prospective clients. Collaborates with regional teams to structure credit facilities, manage the credit approval process, and negotiate deal terms. Ensures accurate underwriting in line with bank policies, oversees third-party processes such as appraisals and environmental due diligence, and manages loan documentation. Evaluates data to assess risks, resolves challenging issues, and maintains industry knowledge through ongoing training.
Requires 2-4 years of commercial banking or similar experience; higher levels demand more expertise. Must possess strong analytical, decision-making, critical thinking, and problem-solving skills. Ability to work independently and a bachelor's degree or equivalent preferred.
The role emphasizes building customer relationships, supporting less experienced Relationship Managers, and fostering a diverse, inclusive culture.