Consumer Loan Underwriter CONSU004507
Cadence Bank
Tupelo, MS
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JOB DETAILS
LOCATION
Tupelo, MS
POSTED
30+ days ago
Primary Purpose:
Under direct supervision, the Consumer Loan Underwriter I reviews information and data, and decides to reject or accept consumer loan applications based on information provided in a loan application.
Principal Duties and Responsibilities:
Assists Consumer Loan Underwriters with file documentation
Works with Loan Officers to gather applicable documentation required to decision applications. Gathers and reviews information pertaining to the applicant's income, assets, debts, and credit history to determine creditworthiness and assess ability to repay the loan. Evaluates collateral as compared to the loan amount. Evaluates the borrower's existing banking relationship. Ensures that property specifications and loan terms meet financial institution requirements and government regulations.
Provides and maintains a professional, business-like atmosphere within the organization. Job Specifications: Performs work under direct supervision. Handles basics issues and problems and refers more complex issues to higher-level staff. Possesses beginning to working knowledge of subject matter. Typically requires a Bachelor's degree and 0 - 4 years of experience. Must possess mathematical, analytical thinking and problem/situation analysis skills. Excellent written and verbal communication skills. Thorough knowledge of compliance regulations. Thorough understanding of all loan products. Must be detailed oriented and able to follow set guidelines. Must be able to meet strict time deadlines and work independently under pressure. Must be able to multi task.
Disclaimer
The above information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.
About the Company
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