Mortgage Loan Officer- Onondaga Hill

SECNY Federal Credit Union

Syracuse, NY

JOB DETAILS
LOCATION
Syracuse, NY
POSTED
30+ days ago

Description

Job Summary

Possesses a thorough knowledge of all mortgage products and provides quality service to members.

Duties & Responsibilities

  •  Assists members in selecting a mortgage loan product that meets their needs as well as the lending standards
  • Follows proper procedures for qualifying members
  • Orders all support documents necessary to underwrite the loan
  • Underwrites and follows secondary market standards
  • Responsible for approving or denying mortgage loan applications
  • Accurately inputs loan date to applicable system
  • Process and mails out the appropriate payoffs, letters, and correspondence
  • Tracks information for HMDA reporting
  • Maintains paid loan reports and prepares satisfaction of mortgages
  • Ensures adequate forms are available and orders new forms when needed
  • Manages workflow to ensure loans are closed in a timely manner
  • Works with the attorney's office on other related mortgage issues
  • Audits closed/processed mortgage loans
  • Performs mortgage servicing duties to include daily payment processing and account maintenance, verifying the accuracy of mortgage transaction information, pulls management reports to ensure FICS and Portico are in balance.  Produces monthly and quarterly reports and submits them to the accounting department for ALM purposes
  • Takes incoming phone calls from the Call Center regarding mortgages and home equity loans
  • Responsible for statement reporting and credit bureau reporting monthly
  • Responsible for the annual escrow analysis, 1098 mortgage interest reporting, and IRS reporting

Education & Experience

Associates Degree (AA/AS) or equivalent from two-year college or technical school; and 2-4 years related experience and/or training; or equivalent combination of education and experience.

Certificates & Licenses

  • Notary public license
  • NMLS registry certification