Alternative Credit Specialist
Location: New York, NY
Employment Type: Full-Time
Estimated Compensation: $140,000 – $185,000 total annual compensation (varies by employer)
This job description represents a sample Alternative Credit Specialist position commonly found through the Career Launch AI Talent Network. It is designed to help job seekers understand the responsibilities and qualifications typically associated with early-career roles in alternative credit, private lending, and structured credit markets.
Actual openings may vary based on employer needs, asset class focus (e.g., private credit, mezzanine, distressed debt, direct lending, specialty finance), and investment strategy.
For more information on the Career Launch AI Talent Network, visit:
https://www.careerlaunch.ai/
The Alternative Credit Specialist supports investment teams by analyzing, executing, and monitoring non-traditional credit opportunities. The role blends financial analysis, transaction support, and portfolio oversight to facilitate lending and structured credit investments across private markets.
This position involves close collaboration with portfolio managers, credit analysts, deal teams, and risk management to ensure effective execution, monitoring, and reporting of alternative credit positions.
Assist in sourcing, underwriting, and executing alternative credit transactions, including direct lending, mezzanine debt, distressed debt, and specialty financing
Conduct detailed financial modeling, credit analysis, and stress testing to evaluate risk and return
Support due diligence processes, including review of borrower financials, legal documentation, and collateral structures
Monitor portfolio performance, cash flows, covenants, and risk exposures for alternative credit investments
Build and maintain analytical tools, dashboards, and reporting frameworks for tracking credit performance
Research market, sector, and macroeconomic trends that impact credit markets and create investment opportunities
Identify inefficiencies, credit dislocations, and opportunities for structured and opportunistic lending
Prepare daily, weekly, and ad-hoc reports for senior management and investment committees
Bachelor’s degree in Finance, Economics, Accounting, or a related field
Strong understanding of alternative credit markets, structured finance, private lending, and credit risk assessment
Experience or coursework in credit analysis, private debt, leveraged finance, or alternative investments (preferred but not required)
Advanced analytical skills with strong attention to detail
Proficiency in Excel; familiarity with Python, R, SQL, or VBA is a plus
Ability to work effectively in fast-paced, deal-oriented environments
Clear written and verbal communication skills
Interest in non-traditional lending, private credit strategies, and structured capital solutions
The Career Launch AI Talent Network helps job seekers pursue opportunities similar to this role through:
Skills-based role matching
Resume and profile optimization
Guidance on outreach to investment teams and hiring managers
Interview preparation for alternative credit, private debt, and structured finance assessments
To learn more or express interest in alternative credit roles, visit:
https://www.careerlaunch.ai/