Analyst-Financial Sr (100040)

Job Purpose

American Honda Finance is currently seeking a Sr. Financial Analyst for our Accounting Operations division.  The Sr. Financial Analyst will perform end-to-end credit loss analytics, allowance estimation, and financial forecast model administration/development for both US and Canadian consumer finance portfolios, per USGAAP and IFRS accounting standards under internal SOX controls, while also developing automated workflow applications, supporting data & analytics project initiatives, providing audit-ready data packages, and communicating insights to committees, management, and cross-functional teams.

Key Accountabilities

Key Accountabilities will include but are not limited to:

• Process/validate credit loss forecast models under SOX controls and prepare subsequent monthly/quarterly credit loss reserve reporting, journal entries
• Perform analytics on originations, delinquency, net charge-off, probability of default, loss
• Develop econometric credit loss forecast models and automated workflow applications
• Prepare quarter-end footnotes and public debt disclosures related to credit loss and fair value of CFS portfolios for SEC / 10K reporting
• Provide credit loss reserve forecasts to corporate planning department
• Perform analytics on quarterly balance sheet and income statement financial statements
• Provide data analytics and support explanations for internal SOX and external KPMG audits

Qualifications, Experience, and Skills

We are looking for qualified people with diverse backgrounds and experiences, open minds, and a disciplined work ethic. To bring the future to Honda as an Sr. Financial Analyst, you must have: 

Minimum Education Qualifications:

• Bachelor’s degree in finance, accounting, economics, statistics, mathematics, data science, or a related business field required.
• Preferred certifications: CFA, CPA, CMA, MBA

Minimum Experience:

• Minimum of 5+ years of progressive professional experience in forecasting credit losses, preferably for consumer and dealer finance portfolios.
• Experience in data analytics, financial modeling, corporate finance, and financial planning preferred.
• Advanced proficiency in Excel, Microsoft Office Suite (Access, Word, PowerPoint) ERP systems (SAP, Business Objects, Oracle).
• Proficiency in programming languages (Python, R, SAS) and data visualization tools (Tableau, Power BI).

Other Job Specific Skills:

• Progressively develop and refine new forms of data analytics to capture potential risks, track and identify trends, and communicate effectively to management, credit loss committees, and cross-functional teams.
• Present to large audiences with broad experience levels.
• Ability to design and develop financial models based on specific accounting and reporting requirements.
• Highly detailed analytics skills to understand, interpret, and effectively communicate results of financial models and data analytics.

Working Conditions

Workstyle: 80/20 (4 days in office, 1 day remote) Torrance Location

Travel: 5%