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Skills
Access Controlunmatched
Accountingunmatched
Ad Hoc Financial Modelingunmatched
Analysis Skillsunmatched
Asset Managementunmatched
Auditingunmatched
Banking Servicesunmatched
Cash Managementunmatched
Chartered Financial Analyst (CFA)unmatched
Data Collectionunmatched
Demographicsunmatched
Documentationunmatched
Due Diligenceunmatched
Economicsunmatched
Financeunmatched
Financial Analysisunmatched
Financial Liabilityunmatched
Financial Regulationsunmatched
Financial Reportingunmatched
Financial Servicesunmatched
Financial Systemsunmatched
Fundingunmatched
Gain On Saleunmatched
General Ledger Accountingunmatched
Interest Ratesunmatched
Investor Relationsunmatched
Loan Fundingunmatched
Loansunmatched
Operations Managementunmatched
Pivot Tablesunmatched
Post Closingunmatched
Presentation Softwareunmatched
Presentation/Verbal Skillsunmatched
Reconciliationunmatched
Regulatory Reportsunmatched
Riskunmatched
Salesunmatched
Spreadsheetsunmatched
Static Analysisunmatched
Stress Modelingunmatched
Time Managementunmatched
Treasuryunmatched
Treasury Managementunmatched
Warehousingunmatched
Word Processingunmatched
Description
Responsible for investor reporting, warehouse funding, loan sales, cash management, and providing treasury-related support to other teams along with working on the Company’s term securitization program. The position is located in the Philadelphia metro area. The position is primarily in-office with flexibility on an as needed basis.
The position reports directly to the Treasurer with significant interaction with the Chief Financial Officer.
Key Responsibilities
Assist in the planning and execution of the term asset-backed securitization program
Assist in the planning and execution of warehouse lender facilities
Oversee the day-to-day funding process with warehouse lenders
Assist in asset/liability management, including interest rate hedging
Maintain key working relationships with banking partners, rating agencies, external counsel, and investors
Prepare borrowing base and investor reports, ensuring all reports, remittances, and reconciliations are completed on time and in accordance with policies
Monitor debt covenants, run compliance tests, and proactively identify required changes resulting from evolving business needs
Prepare financial analyses for management, investors, rating agencies, and banks
Manage due diligence efforts with banks, rating agencies, and investors
Coordinate and run static pool analysis and loss stress models
Prepare investor decks and meet with current and prospective investors
Manage lender audits
Maintain documentation of treasury functions and controls
Along with Treasurer oversee / manage operational functions directly and / or indirectly with one staff member:
The daily company cash position, ensuring sufficient funding; ensure investors are properly paid.
Administer the interface with internal and external bank systems and representatives to control user access
Administer fraud risk parameters, monitor, and report suspected fraud through appropriate channels
Maintain policies and procedure manuals
Review / prepare the accounting entries for treasury functions, including maintenance, analysis, and reconciliation of multiple general ledger accounts and preparation of certain accounting reports and analyses
Backup treasury staff functions as needed
Assist and / or manage the monthly asset sale program. Work closely with the Treasurer and VP of Syndication/Sales.
Provide collateral analysis to ensure assets selected meet eligibility criteria
Manage and update internal gain-on-sale models to determine the economics of the sale
Prepare due diligence files for investors on proposed sales
Coordinate settlement dates of the sale with investors and all internal stakeholders to ensure timely closing
Prepare and execute sale documents accordingly
Prepare accounting entries and post-closing tasks and reconciliations
Interface with investors and handle any buybacks as appropriate
Prepare various financial and regulatory reports (such as 10-Q/K and Call Reports) utilizing the financial system
Asset demographics
Portfolio performance
Prepare various ad hoc or ongoing financial analyses
Assist in gathering information and interfacing with auditors as needed
Education and Credentials
Bachelor’s degree in accounting or finance, or strong accounting, reconciliation, and control experience
CFA Charterholder or candidate is a very strong plus
CTP (Certified Treasury Professional) or candidate is a plus
Experience
5+ years of relevant experience in analyzing and structuring securitization facilities and working with cash management
Financial services industry experience highly preferred
Technical and Functional Skills
Strong analytical skills
Deep knowledge of securitization financing structures
Advanced skills in spreadsheet software, including pivot tables and financial functions
Advanced skills in presentation software
Proficient in office productivity software (email, collaboration tools, word processing)
Working knowledge of treasury and financial systems