Accidental Death and Dismemberment (AD&D), Agriculture, Background Investigation, Banking Services, Business Banking, Business Development, Business Skills, Co-Payments, Community Banking, Computer Skills, Consumer Loans, Credit Reports, Credit and Collections, Customer Support/Service, Documentation, Employee Assistance Plan, Financial Policies, Financial Services, Fundraising Program, Health Insurance, Health Plan, Insurance, Interpersonal Skills, Lift/Move 25 Pounds, Loan Approval, Loan Closing, Loan Denial, Loan Policy, Loan Processing, Loans, Mortgage, Mortgage Lending, Office Equipment, Past Due Accounts, Real Estate, Reference Verification, Reimbursement, Retirement Plan, Sales, Scholarship, Service Delivery, Volunteer Experience, Willing to Travel
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Job Type
Full-time
Description
AVP Mortgage LenderNorth Judson, IN Base salary with commission structured role
About First Farmers Bank & Trust
First Farmers Bank & Trust has been proudly serving families, farms, and businesses since 1885, building relationships rooted in trust and community. With over 140 years of experience, weve grown to become one of the largest community banks in Indiana and Illinois, offering a full range of financial servicesfrom personal and business banking to agricultural lending and mortgage solutions.
Our mission is simple: deliver personalized financial services while fostering strong relationships that help our communities thrive. We believe in combining todays digital banking convenience with the traditional values of integrity, perseverance, and customer care.
With 37 branches in Indiana and Illinois, we remain deeply committed to the communities we serve. Through initiatives like financial education programs, scholarships, volunteerism, and local partnerships, we invest in what matters mostpeople.
At First Farmers, we also invest in our employees. We offer competitive benefits, opportunities for professional growth, and a culture that values collaboration and community engagement. When you join our team, youre not just starting a jobyoure joining a company built on heart and grit.
Position Summary:
Originates first mortgage loans, promotes the financial institution and its lending services to the real estate community. Help process loan applications for approval or denial within assigned lending authority. Provide input on the ALCO committee, Loan Committee, and other areas as needed.
Duties:
- Process loan applications (Consumer and Real Estate)
- Call on current and new customers to generate new business within trade area
- Screens loan requests based on financial institution policies and on types of loans offered by the institution
- Order appraisals, credit reports, background checks, reference checks and other information needed on loan applicants
- Increase the deposit base of the branch within the parameters of authority
- Coordinate and assist with the closing of loans
- Assist with collections on past due loans for your branch
- All other job duties as assigned
Requirements
Minimum Qualifications
- Has the ability to achieve profit, growth and customer service objectives within bank policy guidelines
Preferred Qualifications
- Strong working knowledge of lending policies, procedures and documentation requirements
- Previous mortgage, banking or title experience
Skills
- Good sales and computer skills and a proven ability to develop business are necessary
- Should be analytically minded and possess good judgment
- Must demonstrate management, communication, and interpersonal skills
Work Environment
- Primarily office or branch-based environment with standard business hours. Occasional travel to other branch locations or community events may be required
- Daily extended use of banking software, secure digital platforms, and standard office equipment
- Repetitive hand and arm movements
- Ability to lift up to 25 pounds as needed
Benefits Overview:
At First Farmers Bank & Trust, we offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance:
Health & Wellness
- Medical Insurance (eligible on date of hire) with options for High Deductible Health Plan (HDHP) and Co-Pay Plan
- Vision Coverage
- Dental Coverage
- Prescription Plan
- Wellness Incentive earn up to $25 per pay period toward premium reduction
Financial Security
- Life & Accidental Death & Dismemberment Insurance 100% employer-paid
- Short & Long-Term Disability Insurance 100% employer-paid
- 401(k) Plan
- Profit Sharing Stock Option
- Health Savings Account (HSA) contributions for HDHP participants
Paid Time Off
- Vacation time
- Sick Time
- Personal Day
- 11 Paid Holidays
- Paid Bereavement
Additional Benefits
- Paid time to volunteer (when representing FFBT and supervisor approved)
- Voluntary Donated PTO Program
- Employee Assistance Program
- Travel Assistance Program
- Educational Assistance Program
- Corporate Discounts
- Employee Referral Program
- Stock Purchase Loan Option
- Retirement Plan Counseling
- Wellness Program
- Gym Reimbursement
- Employee Quarterly Recognition Program
- AFLAC supplemental benefits
- Cincinnati Life supplemental coverage
- Family Medical Leave
- Paid Bereavement Leave
- Maternity Leave Policy
F
First Farmers Bank & Trust Company, Inc.