Bank Commercial Loan Specialist (Commercial Loan Processor)

First Citizens Bank

Houston, Texas

JOB DETAILS
LOCATION
Houston, Texas
POSTED
7 days ago
Overview:

Responsible for managing to a high level of credit quality by providing expertise in structuring and documenting new and renewal commercial credits. Identifies and gathers relevant information to control the Bank's documentation risk as well as advising on appropriate loan and collateral structures compliant with loan policy, approved terms, and regulations. Acts as the liaison between Commercial Bankers, Credit Underwriters and Approvers, as well as with outside Professionals and internal partners. Provide oversight and administration of the construction loan process for assigned loans.

Responsibilities:
  • Loan Closing - Coordinates all aspects of the commercial loan closing process, and prepares all documentation to ensure accuracy, completeness, and compliance with Bank standards and regulations. Collect due diligence needed to close loans in accordance with approval. Communicates and works with the appropriate party to resolve deficiencies.
  • Loan Support - Engages all appropriate parties within the Bank as well as outside counsel and other 3rd party agents as required to ensure portfolios are supported with all necessary documentation, evaluations, and other crucial information.
  • Risk Management - Identifies risk through review of loan documentation, approval, regulation, and policy requirements. Communicates identified risks and offers/facilitates solutions. Monitors construction process for assigned loans.
  • Business Support - Assists management with additional tasks related to the commercial loan process as needed.
Qualifications:

Bachelor's Degree and 2 years of experience in Commercial Loan Documentation OR High School Diploma or GED and 6 years of experience in Commercial Loan Documentation

 

Required Skill(s): Commercial Loan Documentation

 

Preferred Area of Experience: Paralegal support, customer service, or operations

 

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

About the Company

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First Citizens Bank

First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts. As the largest family-controlled bank in the United States, First Citizens is continuing a unique legacy of strength, stability, and long-term thinking that has spanned generations. Founded in 1898 and headquartered in Raleigh, N.C., First Citizens also operates a nationwide direct bank and a network over 550 branches in 22 states. Industry specialists bring a depth of expertise that helps businesses and individuals meet their specific goals at every stage of their financial journey. First Citizens Bank brings together personal service and powerful tools to help customers do more with their money – and make more of their future.  

Looking for a career with CIT? CIT is now a division of First Citizens Bank.

First Citizens Bank. Forever First®

COMPANY SIZE
10,000 employees or more
INDUSTRY
Banking
EMPLOYEE BENEFITS
Paid Sick Days, Prescription Drug Coverage, Professional Development, 401K, Flexible Spending Accounts, Retirement / Pension Plans, Life Insurance
FOUNDED
1898
WEBSITE
https://www.firstcitizens.com