Bank Examiner-Multiple Vacancies

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Department of Professional & Financial Regulation (and Boards)

Job Class Code: 0423
Grade: 20/Professional & Technical
Salary: $20.68-$28.88/Hour
Location: Gardiner

Opening Date: May 15, 2026

Closing Date: June 1, 2026

Every day, people rely on banks and credit unions to safeguard their money, provide loans, and support their financial goals. As a Bank Examiner in the Maine Bureau of Financial Institutions, you'll help ensure these institutions operate safely and responsibly, protecting not just dollars and cents but the trust and economic stability of individuals and businesses across Maine. As financial institutions subject to the Bureau of Financial Institutions' jurisdiction are located state-wide and, in some cases, out of state, candidates must have access to reliable transportation. Some overnight state-wide travel and some out-of-state travels are required. Overnight travel averages 15-20% of an examiner's work year, depending upon assignments and location of residence.

Primary responsibilities include:

As you develop your skills, you may work as an examiner-in-charge. What will you do:

• Evaluate the securities portfolios of financial institutions to determine the quality and market value.
  
• Examines, correlates, and adjusts asset, liability, and capital numbers from financial institution records to ensure their correctness and place them in a uniform format.
  
• Analyzes earnings and dividends from reports to determine the accuracy and to prepare necessary schedules.
  
• Evaluate deposits, deposit trends, and other liabilities to determine and prepare required schedules.
  
• Evaluate installment, real estate, and commercial loans to determine the value as a book asset and prepare required schedules.
  
• Review examination results with financial institution management to inform management of findings and to determine unsafe and unsound banking practices and necessary corrective action.
  
• Analyzes the asset/liability management practices of financial institutions.
  
• Evaluate the quality of a financial institution's audit program.
  
• Evaluate the effectiveness of internal controls.
  
• Determines compliance with laws and regulations
  

Minimum qualifications:

A Bachelors Degree in Accounting, Finance, Economics, Business Administration, or related Bachelors Degree with coursework in these areas -OR- an equivalent amount of experience in accounting, auditing, economics, business administration, or banking. If work experience is used in lieu of education, it must be at the professional level in the areas indicated.

Preference will be given to those applicants:

• An understanding of accounting and auditing principles, practices, and procedures.
  
• Analytical expertise - you are able to analyze management practices, accounting data, loan and investment portfolio data, and other information necessary to conduct an examination.
  
• Problem-solving mindset - you can develop actionable recommendations to correct deficiencies noted.
  

Contact information:

Questions about this position should be directed to Superintendent Lloyd P. LaFountain III Lloyd.P.LaFountain.III@maine.gov Tel. 207-624-8570

Benefits of working for the State of Maine:

No matter where you work across Maine state government, you find employees who embody our state motto-"Dirigo" or "I lead"-as they provide essential services to Mainers every day. We believe in supporting our workforce's health and wellbeing with a valuable total compensation package, including:

• Work-Life Fit - Rest is essential. Take time for yourself using 13 paid holidays, 12 days of sick leave, and 3+ weeks of vacation leave annually. Vacation leave accrual increases with years of service, and overtime-exempt employees receive personal leave.
  
• Health Insurance Coverage - The State of Maine pays 85%-95% of employee-only premiums ($11,196.96 - $12,514.32 annual value), depending on salary. Use this chart to find the premium costs for you and your family, including the percentage of dependent coverage paid by the State.
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