Bank Teller

About First Palmetto Bank:
Founded in 1904, First Palmetto Bank serves businesses and individuals from our 23 offices located throughout South Carolina. Twice named South Carolina's Best Small Bank by Newsweek, our team takes pride in providing an unparalleled level of customer service and attention.

Position Overview:
The position of Teller is responsible for performing routine branch and customer services duties; accepts consumer and commercial checking and savings deposits; processes loan payments; cashes checks and processes withdrawals; promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. In addition, follows all compliance regulations as applicable.

Essential Duties:

• Receives consumer and commercial checking and savings deposits by determining that all necessary deposit documents are in proper form, and issuing receipts.
• Cashes checks, processes withdrawals and redeem U.S. Savings Bonds; confirms all necessary documents are properly authorized, are in proper form and are within authorized limits; processes currency and coin orders; requests assistance when questionable items are presented for cashing.
• Operates computer to process account activity, determine balances, and resolve problems within given authority.
• Issues official checks, counter checks, etc.
• Assists with night depository duties; logs bags; processes deposits; makes change orders; issues receipts and returns bags to customers.
• ATM balancing
• Processing Teller work through the Bank's Branch Capture system.
• Cross-sells the Bank's other products and services, referring customers to appropriate staff as indicated.
• Accepts all loan payments.
• Balances cash drawer daily and verifies cash being sold to the vault.
• Provides effective customer service and assists in resolving problems within given authority.
• Records, files, scans documents and sorts mail as required.
• Answers telephones and directs callers to proper Bank personnel by properly identifying customer and specific request.
• Assist in the daily opening and closing procedures of the branch.
• Read and review online Teller manual monthly.
• Float to assist other branches as needed.
• Types routine letters, reports and forms. Performs basic account maintenance and requests.
• Maintains files and copies; scans and emails documents.
• Treats others with respect; adheres to Bank's policies and procedures; inspires the trust of others; works ethically and with integrity; upholds values; accepts responsibility for own actions and job performance.
• Positive customer and coworker interactions; shows respect and sensitivity for cultural differences; acknowledges the value of diversity in a work environment; promotes working environment free of harassment of any type.
• Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules and regulations; adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position.
• Completes administrative tasks correctly and on time; supports the Bank's goals and values.
• Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct.

NOTE: This list is not all inclusive and may include other duties as requested by authorized personnel.

Secondary Duties: 
The position of Teller performs duties specific to the position and other functions as assigned with additional training and manager authorization. Some of these include but are not limited to:

• Prepares wire transfers.
• Performs safe deposit box duties by controlling access and assisting customers.
• Receives and processes stop payments.
• Receives and processes check holds as applicable under Regulation CC.

Supervisory Responsibility:
The position of Teller is not responsible for the supervision of any employee(s).

Environment and Physical Activity:

• The Teller is in a non-confined office-type setting in which he or she is free to move about at will. 
• The position includes driving a personally owned vehicle as needed which includes exposure to the outside weather elements and moving mechanical parts. It may include some minor annoyances such as noise, odors, drafts, etc.
• The Teller in the course of performing this position spends time writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching. 
• The Teller for this position may operate any or all of the following: telephone, smart phone, copy machines, calculator, scanning equipment, money counter, typewriter, computer terminal, printers, Branch Capture equipment, or other equipment as directed. 
• The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. 
• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

Mental Demands:
The Teller in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions.

Minimum Requirements:
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. 

The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. 

• High school diploma or general education degree (GED); or related experience and/or training; or the equivalent combination of education and experience. 
• Work related experience should consist of a cash handling and/or customer service background. 
• Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.
• Basic experience, knowledge and training in branch operation activities, terminology and products and services.
• Basic knowledge of related state and federal banking compliance regulations, and other Bank operational policies.
• Basic skills in computer terminal operation.
• Basic typing skills to meet production needs of the position.
• Basic math skills; locate routine mathematical errors; count currency, coin and negotiable instruments in a timely manner.
• Effective verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write correspondence, and speak clearly to customers and employees.
• Ability to deal with routine problem solving.
• Good organizational and time management skills.
• Ability to work with general supervision while performing duties.
• Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.

Standard Benefits Include:

• Group health insurance, including long-term disability with optional dental, vision, and short-term disability
• Bank-sponsored retirement program
• Paid vacation

First Palmetto Bank is an equal opportunity employer and affords employment to all persons regardless of race, color, religion, sex, national origin, age, marital status, disability, or genetic information. We know that the sky is the limit with the right team in place.