Bankruptcy Collections Specialist

Blaze Credit Union

Saint Paul, MN

JOB DETAILS
SALARY
$31.93–$36.06 Per Hour
SKILLS
Bank Secrecy Act, Bankruptcy, Bankruptcy Procedures, Best Practices, Credit and Collections, Detail Oriented, Diversity, Fair Credit Reporting Act (FCRA), Federal Laws and Regulations, High School Diploma, Interest Rates, Legal, Loan Restructuring, Maintain Compliance, Mathematics, Microsoft Office, Mortgage, Organizational Skills, Past Due Accounts, Payment Posting, Procedure Development, Process Management, Regulations, Scripting (Scripting Languages), Spreadsheets, State Laws and Regulations, Telephone Skills, Time Management, USA PATRIOT Act
LOCATION
Saint Paul, MN
POSTED
Today

Role DescriptionThe Bankruptcy Collections Specialist will monitor, manage and process bankruptcy cases to minimize potential losses, preserve lienholder interest and ensure compliance with federal and state laws and Blaze policies and procedures.Job TypeFull-time, on-site at our administrative office in St. Paul, MNMajor Duties and ResponsibilitiesResponsible for overseeing and processing bankruptcy notices, petitions, reaffirmations, discharges and dismissals while managing deadlines through court dockets and internal requirementsPrepare, review and file reaffirmation agreements, proof of claims, motions with our legal counsel while ensuring all internal systems maintain accurate status of bankruptcy and compliance with FCRA and bankruptcy regulationsWork alongside our legal counsel on all cases to ensure petitions, agreements, claims and motions are completed within procedure timeline requirements to protect Blaze's financial interestsEnsure all internal systems, databases (PACER, etc.) and spreadsheets have accurate statuses and are being managed timely with queue completionsVerify and calculate loan balances, delinquency information, interest rates, payment amount changes and loan modifications within the proposed plan or modificationsAssist Collectors with escalated bankruptcy related questions and member callsRespond to all member and employee questions regarding bankruptcy casesOversee trustee payment postings and ensure loan accounts are set up according to confirmed plansReviews accounts for action relating to motions due to delinquency or no payments within our outside of confirmed bankruptcy plansKeep abreast of all related federal and state collection laws, bankruptcy laws, etc. and advise management on the impact of any related changesAssist the Collections Management team as needed with updates or tasks needing completion identified through the Mortgage Watch List CommitteeReview and develop bankruptcy procedures to ensure compliance and accuracy of processesEvaluates present collection methods and offers suggestions to improve efficiencies to further minimize loss to the credit unionEasily adapt to change and embrace new ideasPrioritize and manage multiple demandsMeet key performance goalsAdhere to all current and/or future policies, procedures, and guidelinesOther DutiesComply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets ControlExhibit Blaze's Core Values: Better Lives, Thoughtfully Compassionate, Minnesota's Best, and Give BackRegular and predictable attendancePerform other duties as assigned to support effective department operationRequirementsExperience/Education/Certifications/LicensesMinimum High School degree or equivalentMinimum of two to five (2-5) years' experience in bankruptcy collectionsDemonstrated KnowledgeProficient in Microsoft Office, PACER and EBN systems a mustStrong understanding of bankruptcy law, regulations and court procedures and requirementsStrong attention to detail, organizational skills and ability to work under tight deadlinesIntermediate knowledge of collections best practices, procedures, and regulationsVerbal and written communication skillsAble to perform basic mathematical calculationsMulti-tasking abilityCommunication SkillsAbility to interact/respond to members/staff politely and professionally based on a general 'script'; written communications are templated.Physical RequirementsAbility to sit for long periods; answer calls; operate computer; limited travel.Diversity and Equal OpportunityDiversity creates a healthier atmosphere, and we encourage diverse applicant depth and breadth. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.Benefits and CompensationWe are committed to providing salary ranges for all open positions. Please note that the specific compensation for this role will be determined based on your experience, qualifications, location, and internal equity considerations.The salary range for this position is: $31.93 - $36.06/hour. This range reflects the base salary for this position. We have other benefits associated with this position which include: low-cost medical (as low as $20 a paycheck), dental insurance, vision insurance, quarterly bonuses, generous vacation and sick time hours, paid leave options, up to 6% 401k contribution, and tuition reimbursement.#J-18808-Ljbffr

About the Company

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Blaze Credit Union