BSA Risk Analyst

BSA Risk Analyst

Location: Gettysburg, PA or York, PA

Help Protect Our Customers, Our Communities, and Our Bank

At ACNB Bank, Risk Management isn't just about regulatory compliance-it's about protecting the trust our customers place in us every day. We're looking for an analytical, detail-oriented professional who enjoys solving complex problems, investigating unusual activity, and partnering with teams across the Bank to strengthen our BSA/AML and OFAC compliance programs.

If you're someone who enjoys connecting the dots, asking the right questions, and making sound, risk-based decisions, this is an opportunity to build a meaningful career with a financially strong, relationship-focused community bank.

What You Bring to the Table

• Associate's or Bachelor's degree in Business, Finance, Criminal Justice, Accounting, or another related field.
• Specialized education or experience in BSA/AML compliance.
• CAMS certification preferred-or the willingness to earn it within an established timeframe.
• Strong understanding of BSA, AML, OFAC, Customer Due Diligence, and related banking regulations.
• Experience reviewing transactions, identifying unusual activity, and conducting investigations using sound judgment.
• Strong analytical, critical thinking, and problem-solving skills with exceptional attention to detail.
• Excellent written and verbal communication skills with the ability to clearly document findings and explain regulatory requirements.
• Working knowledge of banking operations and proficiency with MS Office applications, particularly Excel.

What You'll Accomplish

• Investigating BSA/AML system alerts, suspicious transactions, international wire activity, and high-risk customer relationships, documenting thorough investigations and escalating potential reportable activity when appropriate.
• Ensuring Currency Transaction Reports (CTRs), Suspicious Activity Reports (SARs), OFAC reviews, and other regulatory filings are completed accurately and within required timeframes.
• Strengthening the Bank's Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Customer Identification Program (CIP), and Beneficial Ownership processes through thoughtful review, monitoring, and risk analysis.
• Serving as a knowledgeable resource for business units by providing guidance on suspicious activity, OFAC, CTRs, CIP, CDD, and other BSA/AML compliance requirements.
• Monitoring evolving BSA, AML, and OFAC regulations while helping the Bank maintain strong compliance practices and proactively adapt to regulatory changes.
• Collaborating with teammates across Risk Management and other departments to ensure information flows efficiently and compliance responsibilities are completed accurately.
• Supporting special projects and broader enterprise risk initiatives that strengthen the Bank's overall risk management program.

Why You'll Love this Role

• Make a meaningful impact by helping protect customers and the Bank from financial crime.
• Join a collaborative Risk Management team where your expertise and judgment are valued.
• Continue building your compliance career through ongoing professional development and certification opportunities.
• Work for one of the region's strongest community banks, known for its stability, integrity, and commitment to its employees.
• Comprehensive Compensation & Benefits Package: Includes health, dental, and vision coverage, 401(k) with employer match, ESPP, generous paid time off and holidays, career growth and training opportunities - all within a supportive, relationship-focused team environment.

If you're ready to use your investigative mindset to make a real difference while growing your career in Risk Management, we'd love to meet you!

Apply now to become a key part of our Risk Management team.

Our Careers page will help you find the job you've been looking for: https://www.acnb.com/careers-employment

Location: 100 V-Twin Dr, Gettysburg, PA 17325, or 226 Pauline Dr, York, PA 17402

ACNB Bank is an Equal Opportunity Employer.