Business Analyst - Credit Card Lending (Loan Origination)

Our Client, an IT Services and Consultant company, is looking for a Business Analyst - Credit Card Lending (Loan Origination) for their Remote/NJ location.

Responsibilities:

• Gather and document business requirements for credit card application and loan origination processes (application intake, underwriting, decisioning, funding).
• Translate requirements into user stories, acceptance criteria, and process/data flow diagrams for engineering teams.
• Analyze origination funnel metrics (approval rates, drop-off, TAT) and recommend process improvements.
• Support UAT, defect triage, and production issue investigation for origination platforms.
• Liaise with Credit Risk, Compliance, Fraud, and Product teams to ensure regulatory and policy alignment (Reg B, FCRA, KYC/AML).
• Maintain BRDs, functional specs, and traceability matrices.

Requirements:

• 3-6 years as a Business/Systems Analyst in banking or fintech.
• Direct experience with loan/credit card origination platforms.
• Familiarity with credit decisioning rules, bureau data and underwriting workflows.
• Agile/Scrum experience writing user stories.
• Years of Experience: 7.00 Years of Experience

Why Should You Apply?

• Health Benefits
• Referral Program
• Excellent growth and advancement opportunities