Business/Commercial Banker

Join Rosedale Bank and Be a Part of OUR STORY

At Rosedale Bank, we pride ourselves on being a true community bank. With a rich 118-year history, over $1 billion in assets, 13 retail branch locations across Maryland, and a team of approximately 150 dedicated employees, we are committed to making a difference-for our customers, our communities, and our people.

We believe what sets us apart is our strong commitment to our employees, with a focus on engagement, recognition, work/life balance, growth and development, personal connections, and delivering an exceptional personal-touch customer experience.

About the Job

What You'll Do:

• Acquire, develop, and retain business and commercial banking relationships, with portfolio size aligned to experience
• Manage a portfolio of business clients, focusing on growth, profitability, and strong client relationships
• Serve as a trusted advisor, providing financial guidance and tailored banking solutions
• Structure, underwrite, and close business and commercial loans within approved authority; present to Loan Committee as needed
• Analyze financial statements, cash flow, collateral, and related credit documentation
• Balance loan growth with strong credit quality and adherence to bank policy and regulatory standards
• Monitor loan portfolios to ensure covenant compliance, accurate risk ratings, and early identification of credit issues
• Identify and execute opportunities to cross-sell lending, deposit, treasury, and cash management products
• Prospect for new business through referrals, networking, community involvement, and branch partnerships
• Partner with retail branches and internal teams to deliver a cohesive client experience
• Prepare sales presentations, proposals, and term sheets; track activity in the CRM
• Represent the Bank in the community.

What You Bring:

• Bachelor's degree in Business, Finance, Accounting, or related field preferred; or equivalent industry experience
• Minimum two (2) years of business banking or commercial banking experience with experience in credit analysis/underwriting
• Knowledge of business and commercial banking products, services, and regulations
• Strong credit analysis and underwriting skills, commensurate with role level
• Proven sales, business development, and relationship management ability
• Demonstrated commitment to professionalism, confidentiality, integrity, and ethical conduct
• Strong verbal, written, presentation, and negotiation skills
• Effective time management, organizational, and multi-tasking capabilities
• Ability to work independently while collaborating across teams
• Proficiency with computers, office software, and banking systems

Working Conditions/Physical Requirements

• Flexible schedule to meet client needs and attend networking/community events
• Regular time spent in branches and at client locations within Maryland
• Ability to remain in a stationary position for extended periods (50–75%)
• Frequent use of computer and standard office equipment

Why Rosedale Bank?

• Relationship-First Culture: Focus on meaningful, long-term client relationships-not transactional banking
• Local Decision-Making: Credit decisions made locally by teams who know the market and the client
• Community Commitment: A true community bank invested in the success of local businesses
• Growth & Opportunity: Flexible role structure with room to grow based on experience and performance

We are an equal opportunity employer. Employment selection and related decisions are made without regard to race, color, religion, sex or gender (including pregnancy), age, marital status, disability, national origin, veteran status, sexual orientation, gender identity, genetic information or any other protected class.