Business Credit Analyst

Under the direction of the Assistant Vice President of Business Lending, this role is responsible for analyzing and underwriting business loan requests within established credit policies and guidelines. Evaluate financial information-including credit reports, financial statements, tax returns, and third-party sources-to assess borrower risk, repayment capacity, and overall creditworthiness. Analyze collateral adequacy and structure loan recommendations accordingly. Prepare clear, well-supported loan presentations for Loan Committee review, ensuring accuracy and alignment with organizational standards.