The Closing Agent completes closing transactions in refinance, resale (that may include market trend transactions such as short sales and foreclosures) and builder segments by determining requirements, clearing title, assembling, preparing and reviewing closing documents, and disbursing funds. The Closing Agent takes responsibility for the entire closing transaction while maintaining a growing book of business. This is an in-office position, Monday - Friday, 8:00 am - 5:00 pm. We are seeking a qualified Closing Agent to join our Boulder Team. The ideal candidate has 3-5 (or more) years of escrow/title experience.
What We Need From You
Customer Interaction
Act as liaison with all parties involved in the transaction, e.g. buyer, seller, listing agent, buyer agent, lender, attorney
Greet customers enthusiastically and professionally, either in person or over the phone, with emphasis on representing Land Title in a way which builds customer relationships and a positive corporate image
Answer customer inquiries in a timely and accurate manner
Build and maintain productive relationships with all customers; take responsibility for customer satisfaction and loyalty
Participate in department marketing activities which may include attending after hours functions as requested or required
Pre-Closing:
Determine escrow requirements by reviewing and clarifying buyer, seller and lender instructions
Obtain clear title by ordering title reports, resolving title defects, satisfying existing liens and encumbrances against property or principals; provide a proactive approach in notifying customers of potential roadblocks or issues
Review contract, pre-type, prepare and deliver balanced and error-free settlement statements
Prepare other required real estate documents
Prepare and deliver balanced and error-free settlement statements for lender approval using FHA, VA, and Conventional lending guidelines
Gather all file information required to close transaction
Prepare and organize lender loan and real estate documents in preferred order and copy for physical presentation
Closing:
Review lender and real estate closing instructions for closing conditions, endorsements, and disbursement of proceeds
Review all closing documents for accuracy in names, address, and legal as outlined
Describe closing and lender documents according to Presentation Standards and obtain signatures, collect accurate amount of "Good Funds" and satisfy title and lender requirements
Post-Closing:
Claim wires and/or deposit "Good Funds"
Balance file; disburse funds and documents according to instructions from mortgage company, payoff lender, title and other appropriate parties
Proof recording documents for typographical errors, signatures, notary, and/or recognize omission of data; record documents with appropriate state/county agency
Resolve all post-closing quality reconciliation issues
Other Duties:
Assist in training new employees
Ensure workload is completed in timely manner by securing additional resources if needed
Coordinate with assistant in processing functions; establish and maintain a joint filing system for processing efficiency
Maintain and manage closing reports to office expectations
Identify opportunities for systems improvement
Proficient adoption of closing strategies
Perform other related duties as assigned by manager; overtime may be required at high volume
Minimum Hiring Requirements:
High School Diploma or Equivalent required
Valid Title License or ability to obtain this licensure within 90 days of hire
Valid Colorado Notary Commission or ability to obtain this licensure within 90 days of hire
Compensation:
The base salary for this position is anticipated to be between $59,000.00 and $80,000.00.
In accordance with Colorado state law, this position is non-exempt and all overtime will be paid at time and a half.
Monthly Closing Incentives
There is potential for an annual employee profit-sharing bonus based upon company performance
Competitive benefits that include:
Medical, dental, vision insurance
Teledoc services
Life insurance
Traditional and Roth 401K retirement options with company match
Short-term and long-term disability
Employee Assistance Program (EAP)
Continued education & training
Paid Leave
Paid Vacation, holiday and sick time
Discount for services benefit
Land Title is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws.