Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in Louisville, Central, Eastern and Northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets.
Job Title: Collateral Specialist
FLSA Status: Non-Exempt
Department: Loan Operations
Hours of Operation: Monday - Friday, 40 hours per week, start and end times may vary
General Job Summary:
Process and set up collateral records, ticklers and clearing of loan exception as well as perfecting the banks collateral position.
Organizational Duties and Responsibilities:
- Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
- Supports all functions that maintain compliance with regulatory agencies.
Essential Duties and Responsibilities:
This position consists of a range of responsibilities that could include a variety of the following:
- System set up of collateral records and ticklers
- Lien Perfection of titles, UCC's, Mortgages and any other collateral taken
- Clearing of Loan Exceptions
- File loan documents in file room and review collateral documents for completeness prior to sending to jurisdiction for perfection
- Other duties as assigned
- Provide highest level of quality service
- Customer contact with internal and external customers
Other Functions:
- Assist any personnel as needed
- Work closely with all personnel in Loan Operations
- Be able to make decisions within limits set within the Loan Operations Department
Minimum Job Requirements:
Education: Completion of four years of high school or equivalent required
Experience: Previous loan processing preferred, preferably one to two years
Specific Skills:
- General banking specific to loan processing is preferred
- Requires attention to detail
- Ability to effectively communicate with internal and external customer, co-workers and management
- High level of organization and attention to accuracy and detail is required
- Strong interpersonal skills and the ability to handle sensitive issues with tact, discretion, and diplomacy
Specialized: Knowledge of Premier Navigator preferred
Physical requirements:
The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Primarily sedentary work performed in an office environment
- Ability to sit for extended periods of time while working at a computer
- Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
- Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
- Visual acuity sufficient to read computer screens, printed documents, and financial data
- Occasional standing, walking, bending, or reaching
- Ability to lift and carry up to 10-15 pounds occasionally (e.g., files, office supplies)
Benefits:
- 401(K) with a company match of up to 6%
- ESOP employer match
- Medical insurance
- Dental insurance
- Vision insurance
- Cancer/Disease insurance
- Accident insurance
- Flexible Spending Accounts
- Flexible Savings Accounts
- Health Savings Accounts
- Bank paid Life/AD&D insurance
- Voluntary Life/AD&D insurance
- Bank paid Short-Term and Long-Term Disability insurance
- Employee Stock Purchase Plan
- Employee Assistance Program