Commercial Banker

Who we are:

Cornerstone Capital Bancorp, Inc., headquartered in Houston, is a Texas-based financial services company dedicated to helping families, businesses, and communities thrive. Through its primary subsidiary, Cornerstone Capital Bank, the organization operates a community and business banking franchise alongside a premier national home lending, servicing, and home insurance platform-based financial services company dedicated to helping families, businesses, and communities thrive.

Guided by a core Mission, Vision and Convictions statement, Cornerstone operates 17 full-service banking locations across major Texas markets and more than 150 mortgage offices nationwide.  The company has served nearly 700,000 customers through its family of brands, including Cornerstone Home Lending, Roscoe Bank, Peoples Bank, Cornerstone Servicing, and Cornerstone Insurance. Supported by 1,600 team members, Cornerstone is consistently recognized as a Fortune-certified Great Place to Work® and a Top Workplace. 

Formed through the combination of Cornerstone Home Lending and The Roscoe State Bank, Cornerstone brings more than a century of experience and is the highest-capitalized new bank in Texas history.

We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

Who we are looking for:

We are seeking a full-time Commercial Loan Officer to join our team! You’ll be on the front end of working for an innovative community bank with commercial lending, a mortgage lending leader, and a digital deposit bank covering over 40 states.

What you’ll do:

Success in this job relies on your time management skills, organization, and positive attitude. In addition, you’ll need to be able to:

• Use your strong financial acumen to provide suggestions and solutions to our clients and prospective customers while focusing on the client’s financial goals.
• You’ll work with our internal teams, including but not limited to Treasury and Credit Underwriting, to determine the creditworthiness of applicants and potential borrowers.
• You’ll originate (including negotiation with client, loan approval, legal documentation and closing) the loan when deemed applicants are creditworthy.
• Demonstrate strong customer service through attentiveness, listening and connecting with customers, and processing transactions quickly and accurately while providing a positive banking environment.
• Cultivate prospects through client referrals, networking, social media, sales calls, and participation in professional organizations, social contacts, and relationships built in the community.
• Manage, maintain, and review client portfolios as necessary to monitor risk and success.
• Responsible for assembling financial information and coordinating the generation of complete loan packages for approval presentation.
• Act in accordance with all required banking and regulatory requirements.

 What you need to be successful:

• 5+ years of commercial lending experience within C&I, community, and middle-market.
• Formal credit training is preferred.
• Strong attention to detail
• Strong Customer service skills
• Must be a self-starter and able to demonstrate problem-solving and critical-thinking skills
• Quick learner and adaptable
• Excellent interpersonal and relationship-building skills
• Effective oral and written communication skills
• Bachelor’s Degree in Accounting, Marketing, Business Administration, Finance or a related field preferred.

What we offer: 

Because we recognize and reward hard work, we offer a competitive salary, Medical, Dental, Vision, Accidental Death, Long-Term Disability, Short-Term Disability, FSA, HSA, 401K, Basic Life, Voluntary Life, and Paid Parental Leave benefits, as well as the opportunity for a performance based bonus based on position and department.

What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.