Commercial Banker

SUMMARY OF JOB:

Develop and manage new and existing commercial customer relationships through cross-selling appropriate banking products and services. Manage portfolio ensuring proper risk is assessed and in compliance with appropriate regulations, laws, and bank policies. Coordinate with other Bank business partners on the delivery of banking product and services through multiple service channels and/or areas of specialization.

ESSENTIAL JOB RESPONSIBILITIES

1. Identify and develop profitable C&I banking credit and treasury management account relationships with business credit needs in excess of $500,000 (excludes commercial real estate).
2. Assist in the facilitation of prospecting customers and actively participate in the design of creative solutions to meet their needs.
3. Assist in the development of structures and negotiation of loans and/or agreements to include the terms, pricing, special conditions, and interest rates for commercial accounts.
4. Assist in the facilitation to the loan committee or approving officer; oversee the loan documentation and closing process.
5. Manage portfolio by monitoring financial statements, covenants, borrowing bases, maturing loans, and past dues to ensure that credit facilities are properly risk-rated and that the Bank responds to the risk in an appropriate and timely manner.
6. Strengthen and manage existing account relationships and loan portfolios through monitoring of financial statements, covenants, borrowing bases, maturing loans, and past dues to ensure that risk is properly evaluated and managed in an appropriate and timely manner to ensure profitable growth of the account.
7. Maintain knowledge of banking products and services, as well as knowledge of the industries or market areas served. Keep abreast of current developments and market trends, to further identify and service the customer’s needs.
8. Collaborate and coordinate with internal and external business partners to ensure banking products and services are provided in a timely manner and support the profitable growth of the relationship.
9. Meet/exceed sales and referral goals and meet/exceed individual branch targets.
10. Maintain current knowledge and follow all bank financial and security regulations and procedures.
11. Embody, embrace, and demonstrate InBank’s Core Values: Commitment, Innovation, Responsibility, Teamwork, Happiness, and Authenticity.
12. Other duties as assigned

Additional Information: