Commercial Credit Operations Specialist

Job Summary

The Commercial Credit Operations Specialist supports the commercial lending function by preparing documents, onboarding, and imaging commercial loan documents. They will perform tasks related to collateral on commercial loans and are responsible for various reporting functions and administrative tasks to support the Credit Operations Department.

Essential Functions

• Accurate and timely preparation of commercial loan documents along with review functions to ensure compliance with regulatory requirements and bank policies.
• Onboarding and servicing functions related to commercial loans on the bank's core system. This includes maintenance functions, processing payments, reviewing various notices and reports, and checking back the prior day's work. Will also work with charge-off and non-accrual loans.
• Responsible for storing documents and configuring commercial loans in the document imaging system.
• Works with various aspects of collateral to ensure collateral is perfected and lien position is maintained. This includes filings and searches at state and county levels. Will also perform tracking functions to ensure current insurance coverage and paid real estate taxes.

Other Functions

• Assists with creation and maintenance of procedural documents related to job functions
• Performs administrative functions as needed and other duties as assigned.

Education & Experience

• Experience with complex, high-dollar loans and attorney prepared loan documents.
• Knowledge of sub-limits, letter of credits, and understanding of loan agreements.
• Self-motivated, detail-oriented and have excellent organizational, communication, and customer service skills.
• Must view oneself as part of an overall team which includes supporting others within the department.
• Must work well with deadlines, be able to multitask, and work independently.
• Must have a high regard for details, be able to detect errors and follow through on corrections.
• Must be willing and able to adapt to change, have a general understanding of the lending function, and possess general knowledge of computer software applications including the bank's loan platforms.

We offer the opportunity for career growth and development in a professional and pleasant working environment. We offer a competitive salary and exceptional benefits package including:

• Health Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage
• Dental Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage
• Health Savings Account
• Life Insurance for the employee and family
• Paid Vacation and Sick Time
• Retirement Plan Options
• Additional Perks and Benefits