Commercial Loan Officer, (AVP or VP Level)

Commercial Lender (AVP or VP Level)

A respected and growing community bank in Southwest Michigan is seeking an experienced Commercial Lender to join its commercial banking team.

This is an opportunity for a relationship-driven banker to build and expand commercial relationships, manage an existing portfolio, and serve as a trusted advisor to local businesses. The Bank offers local decision-making, strong credit support, and a collaborative culture with a genuine commitment to its communities.

Key Responsibilities

• Develop new commercial banking relationships through business development and community involvement
• Structure and present commercial loan opportunities that meet client needs and Bank standards
• Manage, retain, and grow an existing commercial loan portfolio
• Analyze financial statements, cash flow, collateral, and credit risk
• Partner with Credit Analysts and internal teams throughout the lending process
• Conduct portfolio reviews, renewals, modifications, and covenant monitoring
• Build long-term relationships with business owners and deliver comprehensive banking solutions
• Maintain a visible presence throughout the Southwest Michigan business community

Qualifications

• Bachelor’s degree in Finance, Accounting, Business, or a related field
• 3+ years of commercial lending or commercial banking experience
• Proven success in business development, relationship management, and portfolio growth
• Strong commercial credit analysis and loan structuring skills
• Ability to analyze financial statements and assess credit risk
• Excellent communication, presentation, and relationship management skills
• Established business relationships within Southwest Michigan preferred

Why Consider This Opportunity?

• Join a respected community bank with a strong local reputation
• Work in an environment with local decision-making and strong credit support
• Opportunity to grow an existing portfolio while developing new relationships
• Make a meaningful impact on local businesses and the communities they serve
• Enjoy a collaborative culture with high visibility and access to leadership
• Build a long-term career with a bank committed to relationship banking

The ideal candidate is a motivated commercial banker with strong credit acumen, sound judgment, and a passion for building lasting client relationships. This is an excellent opportunity for a banker who wants the resources of an established institution while maintaining the personal connection and local decision-making of a community bank.

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