Commercial Loan Officer

WSECU

Olympia, WA

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JOB DETAILS

JOB TYPE

Full-time, Employee

SKILLS

Accounting, Business Development, Business Loans, Commercial Loans, Commercial Real Estate, Communication Skills, Credit Analysis, Cross-Functional, Customer Experience, Data Quality, Documentation, Economics, Federal Laws and Regulations, Finance, Financial Analysis, Health Plan, High School Diploma, Incentive Programs, Leadership, Life Insurance, Loan Closing, Loan Portfolio, Loan Processing, Loan Structuring, Loans, Long-Term Care, Microsoft Excel, Microsoft Office, Microsoft Outlook, Microsoft Word, Mortgage Lending, Performance Analysis, Post Closing, Pricing, Quality Management, Regulatory Requirements, Relationship Management, Residential Mortgages, Risk Analysis, Sales Management, State Laws and Regulations, Tax Returns, Underwriting, Vision Plan

LOCATION

Olympia, WA

POSTED

30+ days ago

Are you an experienced Commercial Loan Officer? Our team needs your lending expertise and desire to provide excellent member service. As a Commercial Loan Officer, you'll solicit and offer commercial loan products and services in order to champion our members' financial well-being. This is a great opportunity for someone who enjoys bringing teams together and championing their members.

Your day might include:

Originate, evaluate, negotiate, underwrite, and prepare new Member Business Loan applications, with a strong emphasis on commercial real estate and commercial C&I lending.
Serve as the primary point of contact for developing new Member Business relationships throughout Washington, Oregon, and Idaho building and maintaining a strong referral and business network.
Conduct comprehensive credit analysis by compiling, analyzing, and verifying financial statements, tax returns, collateral documentation, and other relevant information to structure sound lending solutions.
Interview loan applicants to assess creditworthiness and business viability; clearly communicate loan structures, pricing, terms, collateral requirements, and approval conditions.
Present well-structured loan recommendations to management and/or the Commercial Loan Committee and communicate approval conditions to members.
Ensure loan packages are complete, accurate, and compliant with internal policy and regulatory requirements prior to closing.
Adhere to fraud prevention protocols, HMDA requirements, and all applicable federal and state regulations governing commercial lending.
Utilize lending systems to process, close, and maintain loans while ensuring data integrity and confidentiality of member information.
Proactively manage a portfolio of commercial loans by maintaining ongoing relationships with members, monitoring credit performance, identifying risk, and resolving post-closing issues to maintain portfolio quality.
Provide exceptional member service by responding promptly to inquiries, explaining credit decisions professionally, and delivering a high standard of relationship management.
Collaborate cross-functionally with credit, operations, and executive leadership to ensure efficient loan processing and an excellent member experience.

What you bring to the team:

Eight (8) or more years of relevant commercial lending experience
Five (5) or more years of underwriting experience in commercial real estate or C&I lending
Bachelor's degree in Business with an emphasis in accounting, finance, and/or economics preferred; a high school diploma with a minimum of eight years of relevant experience and post-secondary technical coursework may be considered in lieu of a bachelor's degree
Knowledge of loan documentation (application and closing)
Knowledge of investor and commercial lending regulations
Knowledge of business loan products
Experience and proficiency working with Microsoft Office Suite, including Outlook, Word, and Excel

Bonus Points if you have:

Consumer lending experience or knowledge
Residential mortgage lending experience or knowledge

Competitive pay:Earnings $105,329.03/annually plus commissions, plus an annual discretionary incentive plan

Where we're located: 330 Union Ave, Olympia WA. Employee must reside and perform all work in the state of Washington. This is a hybrid position that blends working in-office and from home. Works onsite one (1) / two (2) / three (3) days per week.

When you'd work: Monday through Friday 8:30 am to 5:30 pm, full-time minimum 40 hours per week, with scheduling flexibility to meet service needs for this position.

Perks: Here are a few benefits and perks we offer:

Medical, Dental, Vision, and Life Insurance with Premiums paid by WSECU
Full-Time Regular employees accrue general leave and sick leave, on a monthly basis
Part-Time employees accrue general leave, on a monthly basis
11 Paid Holidays
Employer paid Long Term Disability & Long-Term Care plan for Full-Time employees
Employer paid Long Term Care plan for Part-Time employees
401(K) with 8.5% Contribution by WSECU to begin 1st quarter after 1 year of service
Paid Volunteer Leave
Tuition Assistance
Employee Assistance Program & Employee Discounts
And, you get to work with some awesome people!

WSECU was named to the Forbes Best-In-State Credit Unionlist in 2025, making us the only credit union in Washingtonto earn this recognition five years in a row!

IND2

We look forward to reviewing your application!All applicants must include a resume.Visa sponsorship not available.Contact us at 360-754-2118 with any questions.

We champion our employees' unique differences because we believe diversity is critical to the success of our members and the communities we serve. We're proud to provide a workplace based on equality and do not discriminate based on race, color, religion, creed, national origin, ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, gender identity, marital status, or any other legally recognized protected basis under federal, state or local law.

Accommodations are available for applicants with disabilities. If you are an individual with a disability and require a reasonable application to complete any part of the application process, or are limited in the ability or unable to access or use this online application process and need an alternative method for applying, you may contact 360-754-2118 or email us for assistance.

Equal Opportunity Employer
We also proudly support veterans and those currently serving in the armed forces

About the Company

WSECU

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