Commercial Loan Processor

Full-Time | Utah First Credit Union | Salt Lake City, Utah

WHO YOU ARE

You've been around the block (in a good way), and you have the experience to back it up. You understand how commercial lending works behind the scenes and know that accurate processing, thorough documentation, and attention to detail are critical to creating a great borrower experience. You enjoy digging into financial information, solving problems, and making sure nothing slips through the cracks.

But what sets you apart isn't just your technical knowledge. It's how you show up. You're dependable, organized, and take pride in getting things right the first time. You work well independently, collaborate effectively with your teammates, and understand that your work plays a key role in helping businesses access the financing they need to grow and succeed.

• You've got 2+ years of experience in commercial, business, or real estate loan processing
• You take ownership of your work and follow through on commitments
• You've leave things better than you found them
• You practice accuracy, organization, and attention to detail in everything you do
• You know when to ask questions, investigate further, or escalate concerns
• You care about the mission as much as the metrics
• You enjoy working with numbers, financial documents, and complex transactions

THE DIFFERENCE YOU'LL MAKE

Every role at Utah First ties back to the same mission: being significant in the lives of our members, employees, and communities. Senior roles help us make sure we're walking the walk, not just talking the talk. As a Commercial Loan Processor, your work helps local businesses access the financing they need to grow, expand, and invest in their future.

That's a big deal!

You'll play a critical role in the commercial lending process by analyzing financial information, preparing loan documentation, coordinating third-party requirements, and ensuring every loan file is complete and compliant. Your attention to detail and commitment to accuracy help create a smooth experience for borrowers while protecting the credit union and supporting sound lending decisions.

Here's what that looks like day to day:

• Analyze business financial statements, credit information, and supporting documentation to assist with commercial loan underwriting and approval processes
• Gather, verify, and organize loan documentation while coordinating appraisals, title work, flood certifications, environmental reports, insurance certificates, and credit reports
• Prepare loan documentation through LaserPro and support loan closings, funding processes, wire transfers, and post-closing follow-up activities
• Maintain complete and accurate digital loan files while tracking outstanding conditions and documentation requirements
• Support a variety of commercial lending products, including conventional commercial loans, SBA 7(a), SBA 504, and USDA loan programs

Schedule: Monday-Friday during regular business hours at our Salt Lake City, Utah office.

WHAT YOU BRING

• Bachelor's degree in Business, Finance, Accounting, or a related field preferred; equivalent education, training, and experience may be considered
• Minimum 2 years of experience in real estate finance processing, commercial lending support, or a related lending role
• Strong understanding of accounting principles and business financial statements
• Experience analyzing financial information and preparing loan documentation
• Proficiency with Microsoft Word, Excel, and financial statement-spreading software
• Strong organizational skills, analytical ability, and attention to detail
• Ability to manage multiple deadlines and maintain accuracy in a fast-paced environment
• Strong communication and teamwork skills

Preferred Qualifications

• Experience with LaserPro loan documentation software
• Experience processing SBA 7(a), SBA 504, USDA, or other government-guaranteed loan programs
• Knowledge of commercial real estate lending documentation and closing requirements

WHY UTAH FIRST?

Since 1935, Utah First Credit Union has been dedicated to strengthening communities, building meaningful relationships, and helping members achieve their financial goals. We believe our employees are the key to fulfilling that mission.

As a Commercial Loan Processor, you'll join a growing organization that values teamwork, service, and professional growth. You'll work alongside experienced lending professionals, contribute to local business success, and have opportunities to expand your skills and advance your career.

BENEFITS

We offer competitive pay of $25.00-$28.00 per hour, depending on experience, plus the opportunity to earn a quarterly bonus.

Additional benefits include:

• Medical, dental, and vision insurance
• 20 days of Paid Time Off (PTO)
• 12 paid holidays
• 4 weeks of Paid Parental Leave
• 8 weeks of Paid Pregnancy-Related Medical Leave
• Tuition reimbursement up to $2,500 annually
• 401(k) retirement plan
• Professional development and training opportunities

EQUAL OPPORTUNITY EMPLOYER

Utah First Credit Union is an Equal Opportunity and Affirmative Action Employer and does not discriminate in employment on the basis of any legally protected status.

Utah First participates in E-Verify and complies with all federal employment eligibility verification requirements. We may contact references provided for employment reference checks.