Community Lender

You'll originate and manage commercial loan relationships, support deposit growth, and serve as a trusted financial partner to local businesses and organizations — all as CSB's first lending presence in this community. This is a ground-floor opportunity for a seasoned lender who is energized by the idea of building a portfolio from the ground up.

• Develop, manage, and grow a portfolio of commercial lending relationships within the Durango market and surrounding Southwest Colorado area.
• Serve as a trusted advisor to business customers, taking time to understand their operations, goals, and long-term banking needs.
• Focus on relationship depth, credit quality, and long-term partnership rather than transactional volume.
• Proactively manage loan renewals, portfolio reviews, and ongoing client communication.

• Originate, structure, and close commercial loan relationships including C&I, owner-occupied CRE, and local business credits.
• Gather and analyze financial information to assess credit risk and ensure loan requests align with internal policy and regulatory standards.
• Partner with the CLO to ensure accurate, timely, and well-structured credit decisions.
• Maintain lending authority within established limits and support sound risk management practices.

• Facilitate deposit relationships alongside lending activity, collaborating with branch teams to support core deposit growth.
• Identify opportunities to deepen relationships through treasury services, operating accounts, and other banking solutions.
• Support a holistic banking relationship that strengthens long-term customer loyalty and stability for CSB.

• Actively represent Citizens State Bank in the Durango community through civic involvement, networking, and local events — helping establish CSB as a trusted, committed community partner from day one.
• Build relationships with business owners, nonprofit leaders, and community stakeholders across the Durango market.
• Identify opportunities to expand CSB's presence and reputation as a community-focused financial partner in Southwest Colorado.
• Collaborate with the CBDO on targeted business development efforts, referrals, and community-based initiatives.
• Serve as an ambassador for Citizens State Bank's mission, values, and long-term commitment to the communities it serves.

• Partner with branch teams, Operations Specialists, and leadership to deliver a seamless client experience.
• Collaborate with internal teams to ensure consistent communication, follow-through, and service excellence.
• Support a culture of collaboration, shared accountability, and relationship ownership across the organization.

• Minimum 3–5 years of commercial lending experience, including loan origination, structuring, and portfolio management.
• Working knowledge of commercial credit analysis, underwriting standards, and regulatory requirements.
• Demonstrated success building and managing business banking relationships.
• Strong interpersonal and communication skills with the ability to build trust across diverse audiences.
• Established presence or meaningful ties to the Durango community and Southwest Colorado market strongly preferred.
• Self-directed, organized, and comfortable operating with the initiative required in a new market environment.

• Prior experience at a community bank or regional financial institution.
• Familiarity with C&I, owner-occupied CRE, and small business lending structures.

CSB is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. All employment decisions at CSB are based on business needs, job requirements and individual qualifications, without regard to race, color, religion or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. CSB will not tolerate discrimination or harassment based on any of these characteristics. CSB encourages applicants of all ages.

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