Consumer Lender

Palmetto State Bank

Beaufort, SC

JOB DETAILS
SALARY
$1–$1
SKILLS
Analysis Skills, Communication Skills, Consumer Loans, Corporate Policies, Customer Support/Service, Customer Training, Detail Oriented, Documentation, Federal Laws and Regulations, Finance, Finance Software, Financial Analysis, Financial Services, High School Diploma, Industry/Trade Analysis, Interpersonal Skills, Loan Approval, Loan Processing, Loan Regulations, Loans, Maintain Compliance, Microsoft Excel, Microsoft Office, Microsoft Outlook, Microsoft Word, Multitasking, Organizational Skills, Past Due Accounts, Presentation/Verbal Skills, Problem Solving Skills, Regulatory Compliance, Regulatory Requirements, Resolve Customer Issues, Sales, State Laws and Regulations, Team Player, Time Management, Writing Skills
LOCATION
Beaufort, SC
POSTED
30+ days ago

We are seeking an enthusiastic and motivated individual who is passionate about providing exceptional customer service and helping individuals achieve their financial goals.

 

 Responsibilities & Duties

  • Evaluate and process consumer loan applications
  • Analyze clients' financial situations to recommend appropriate loan products
  • Assist clients with loan applications and ensure all required documentation is complete
  • Maintain an in-depth knowledge of lending products and services
  • Provide exceptional customer service throughout the loan application process
  • Ensure compliance with all regulatory requirements and company policies
  • Conduct credit checks and assessments for loan approvals
  • Educate clients on the various lending options available
  • Collaborate with other financial professionals to provide comprehensive financial solutions
  • Handle customer inquiries and resolve any issues related to loans
  • Monitor loan accounts to ensure timely payments and address any delinquencies
  • Prepare and present loan proposals to management
  • Keep up to date with industry trends and changes in lending regulations
  • Participate in ongoing training and professional development opportunities

Qualifications & Skills

 

  • Bachelor's degree in Finance, Business, or a related field
  • Previous experience in consumer lending or financial services
  • Strong analytical and problem-solving skills
  • Excellent communication and interpersonal skills
  • Proficiency with financial software and loan processing systems
  • Knowledge of state and federal lending regulations
  • Experience in sales or customer service
  • Ability to work independently and as part of a team
  • Detail-oriented with strong organizational skills
  • High school diploma or equivalent
  • Minimum of 2 years’ experience in a financial services or lending role
  • Basic understanding of lending products and financial principles
  • Strong customer service skills
  • Ability to handle confidential information with integrity
  • Proficient in Microsoft Office Suite (Word, Excel, Outlook)
  • Good multitasking and time management abilities
  • Strong written and verbal communication skills
  • Ability to analyze financial information
  • Familiarity with credit reporting and assessment processes

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About the Company

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Palmetto State Bank