Job Description
We’re always looking for diverse, talented, service-oriented people to join our exceptional team.
Consumer Loan Servicing Representative IIThe pay range for this position is listed below. Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered, as well as for room for growth and tenure achieved in a role over time. Typical new hire salary offers fall within the minimum to midpoint of a pay range for many candidates. Any offer extended to a candidate will be based upon their unique set of knowledge, skills, education, and experience as well as internal equity.
Pay Range:
$22.33 - $32.38Scheduled Weekly Hours:
40What You’ll Be Doing
Responsible for providing direct assistance to Members, teammembers, and third parties regarding inquiries, research, and solutions related to Member loans post-funding and DMV title processing. This role ensures timely completion of requests and transactions while complying with internal standards, DMV guidelines, and external regulations.
- Processes payoff requests/demands, corrections, reamortizations, payment skips, and file maintenance for consumer loans.
- Ensures refunds and loan payments are properly credited or applied to Member loans.
- Handles payoff processing and coordinates title release.
- Evaluates insurance settlements, processes insurance proceeds, coordinates title release, and completes Letters of Guarantee.
- Reviews DMV packets from frontline or CL Operations for accuracy and prepares for processing.
- Responds to Member, third-party, and teammember inquiries concerning loan servicing, payoffs, DMV-related questions, and other loan information.
- Assists Members, branches, and other departments via phone queue calls with DMV questions, title issues, and registration-related problems.
- Submits files to DMV to secure collateral and takes steps to reduce Member penalties and fees.
- Maintains working knowledge of DMV policies and procedures and explains them to Members and teammembers.
- Maintains a working knowledge of Consumer Lending SOPs, desktops, and DMV guidelines.
- Reviews DMV reports to identify outstanding titles, contact Members or dealers to perfect titles, and process lien releases for paid-off secured loans.
Additional Job Functions
- Performs other duties as assigned
- Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions.
Qualifications
- High School Diploma or GED required
- 1-3 years of prior related experience required
Knowledge, Skills, and Abilities
- Intermediate knowledge of loan servicing and DMV processes
- Excellent communication and problem-solving skills
- Ability to manage multiple tasks with accuracy and attention to detail
- Familiarity with regulatory compliance requirements
- Proficiency in Microsoft Office and internal loan servicing systems
SchoolsFirst FCU is committed to Diverse, Equitable, and Inclusive Hiring
At SchoolsFirst FCU we are dedicated to building and growing a diverse, inclusive, and authentic Dream Team, so if you’re excited about a position or wanting to make a career change but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. Many skills are transferrable and you may be just the right candidate for the position, or for other roles we are working on.
SchoolsFirst Federal Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion. SchoolsFirst FCU is an equal opportunity employer and prohibits discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibits discrimination against all individuals based on their race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, political affiliation, or genetic information.
This organization participates in E-Verify.
Numbers & Facts
| Location | Tustin, California |
| Industry | Financial Services |
| Salary | $22.33–$32.38 Per Hour |
| Company Size | 1,500 to 1,999 employees |
| Year Founded | 1934 |
| Website | http://www.schoolsfirstfcu.org |
Benefits
Professional Development, 401K, Employee Referral Program, Flexible Spending Accounts, Employee Events, Tuition Reimbursement
About Company
SchoolsFirst FCU is a not-for-profit organization rooted in the credit union philosophy of "People Helping People," and built on traditional values of commitment to service, respect for the individual, and fiscal responsibility. We hold ourselves to the highest standard of integrity, professional ethics, cooperation, and team spirit.
Skills
- Communication Skillsunmatched
- Consumer Loansunmatched
- Customer Support/Serviceunmatched
- Desktop PCunmatched
- Detail Orientedunmatched
- File Maintenanceunmatched
- High School Diplomaunmatched
- Insuranceunmatched
- Liensunmatched
- Loan Fundingunmatched
- Loan Payoffsunmatched
- Loan Servicingunmatched
- Loansunmatched
- Microsoft Officeunmatched
- Microsoft Windows System Internals/Programmingunmatched
- Multitaskingunmatched
- Problem Solving Skillsunmatched
- Regulationsunmatched
- Regulatory Complianceunmatched
- Regulatory Requirementsunmatched
- Standard Operating Procedures (SOP)unmatched
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