Analysis Skills, Bank Secrecy Act, Banking Services, Business Skills, Commercial Banking, Communication Skills, Compensation Analysis, Credit Risk, Cross-Functional, Customer Support/Service, Data Analysis, Data Modeling, Data Quality, Diversity, Documentation, Due Diligence, Economics, External Audit, Finance, Financial Compliance, Financial Regulations, Financial Trend Analysis, Internal Audit, Leadership, Life Insurance, Loan Portfolio, Loan Review, Loan Underwriting, Loans, Maintain Compliance, Market Segmentation, Mentoring, Mergers and Acquisitions, Mortgage Lending, Online Courses, Online Training, Performance Analysis, Portfolio Analysis, Product Development, Public Transport, Python Programming/Scripting Language, Quality Assurance Methodology, Regulations, Regulatory Compliance, Regulatory Reports, Regulatory Requirements, Rentals, Risk Analysis, Risk Management, Risk Modeling, SQL (Structured Query Language), Statistical Analysis System (SAS), Statistics, Strategic Planning, Stress Testing, Team Player, Technical Support, Test Scenario, Testing, Time Management, USA PATRIOT Act, Vision Plan, Willing to Travel
Glacier Bancorp, Inc. (GBCI) is a regional bank holding company providing commercial banking services in 80 communities through 129 banking offices in Montana, Idaho, Colorado, Utah, Washington and Wyoming. GBCI offers an extensive benefits package that includes, but is not limited to, medical, dental, vision, life insurance; retirement plan including employer match and profit sharing; paid vacation, holiday and sick leave. Salary is negotiable depending upon relevant experience.
About The Role
Summary
The Director of Credit Analytics is a strategic leader responsible for shaping and executing the bank's credit risk analytics framework. This role plays a pivotal part in ensuring the institution's financial stability and regulatory compliance by overseeing the development of data-driven models, Allowance for Credit Loss (ACL) methodologies, and portfolio stress testing processes.
The Director serves as a key liaison with bank regulators, internal audit, and external review teams, ensuring transparency and accuracy in credit risk practices. The position requires strong cross-functional collaboration with credit, lending, finance, compliance, and IT teams to support safe and profitable growth. The ideal candidate will bring a blend of analytical rigor, business acumen, and leadership to guide the bank's credit strategy in alignment with regional market dynamics and evolving regulatory expectations.
This is a Corporate position which may be located in an available bank division across our nine-state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY. Click here to learn more about our bank divisions.
The entry rate for this position is $194,617.81 + /per year (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.
WA Applicants ONLY: $199,969.09 - $333,281.80 per year
Description
- Lead the development and enhancement of credit risk models tailored to the bank's regional market and customer base.
- Oversee the calculation, documentation, and governance of the Allowance for Credit Loss (ACL), ensuring compliance with CECL and regulatory expectations.
- Manage portfolio stress testing processes, including scenario design, execution, and reporting to senior management and regulators.
- Analyze loan portfolio performance and identify emerging risks across commercial, consumer, and real estate lending.
- Provide actionable insights to support underwriting, loan review, and strategic decision-making.
- Collaborate with IT and data teams to ensure data integrity and accessibility for credit analytics and reporting.
- Present findings and recommendations to executive leadership and business line oversight.
- Support strategic initiatives such as new product development, market expansion, and M&A due diligence.
- Maintain awareness of regional economic trends and their impact on credit quality.
- Mentor and develop a team of credit portfolio risk analysts and data professionals.
- Engage with bank regulators and support examinations by providing relevant credit analytics and documentation.
- Coordinate with internal audit and external review teams to ensure transparency, accuracy, and compliance in credit risk practices.
- Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
- Must complete the assigned online training courses and achieve a passing score by due date.
About You
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education
Required/Preferred
Education Level
Description
Required
Bachelor's Degree
Bachelor's Degree in Finance, Economics, Statistics, or related field
Preferred
Master's Degree
Master's Degree in Finance, Business, Economics, Statistics, or related field
Experience
Required/Preferred
Experience Level
Description
Required
10+ years
A minimum of 10 years of experience in credit analytics or risk management within a regional banking environment.
Required
3 years
A minimum of 3 years of experience working with CECL, ACL methodologies, and regulatory reporting requirements.
Required
5 years
A minimum of 5 years of experience with portfolio stress testing and scenario analysis.
Required
5 years
Proficiency in data analysis tools (e.g., SQL, Python, SAS, Excel).
Required
Advanced / Specialized Knowledge
Familiarity with regional banking dynamics and customer segments.
Would an equivalent combination of relevant education and work experience be considered?: Yes
License/Certification
Required/Preferred
License/Certification
Description
Required Skills and Abilities
- Ability to balance analytical rigor with practical business judgment.
- Strong leadership and team-building capabilities.
- Excellent communication skills and ability to influence cross-functional teams.
- Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy.
- Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
- Employee must be a team player with a passion for customer service and a proven ability to build rapport and work effectively with employees at all levels of the organization
- Employee must be self-motivated, able to work quickly and accurately, and flexible in day-to-day activities.
- Ability to adapt to change (e.g. shifting priorities, demands, and timelines) through time management
- Employee must be capable of regular, reliable, and timely attendance.
- Ability to balance analytical rigor with practical business judgment.
- Strong leadership and team-building capabilities.
- Excellent communication skills and ability to influence cross-functional teams.
- Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy.
- Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
- Employee must be a team player with a passion for customer service and a proven ability to build rapport and work effectively with employees at all levels of the organization
- Employee must be self-motivated, able to work quickly and accurately, and flexible in day-to-day activities.
- Ability to adapt to change (e.g. shifting priorities, demands, and timelines) through time management
- Employee must be capable of regular, reliable, and timely attendance.
Additional Requirements
Travel
Occasional travel required: (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.