Glacier Bancorp, Inc. (GBCI) is a regional bank holding company providing commercial banking services in 80 communities through 129 banking offices in Montana, Idaho, Colorado, Utah, Washington and Wyoming. GBCI offers an extensive benefits package that includes, but is not limited to, medical, dental, vision, life insurance; retirement plan including employer match and profit sharing; paid vacation, holiday and sick leave. Salary is negotiable depending upon relevant experience.
About The Role
Summary
Glacier Bancorp's (GBCI) Mortgage Loan Review Specialist III position is responsible for reviewing, analyzing, and processing adverse action loans within company guidelines, procedures, and regulatory policies. Understands HMDA rules, regulations, and reporting, and ensures compliance for all declined, withdrawn, and closed loans. Ensures loan quality is maintained and that procedures, guidelines, and regulations are followed. The Mortgage Loan Review Specialist III will have extensive contact with customers, vendors, and bank staff. The Loan Review Specialist III will be in regular communication with the Corporate Mortgage Loan Admin Manager and will suggest operational improvements as needed.
This is a Corporate position which may be located at an available bank division location across our eight-state footprint in AZ, CO, ID, MT, NV, UT, WA, or WY.
The entry level for this position is $24.38/ per hour, (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.
WA Applicants ONLY range: Wenatchee, WA range $27.61- $41.50 per hour. Spokane, WA range $27.22- $40.84 an hour.
Description
* Monitors and works the adverse action
* Completes Adverse Action Notice and sends to the applicant
* Cancels services that have been ordered on the loan such as appraisal, lock, title, and flood
* Complete review of adverse loans
* Validates HMDA reporting information for adverse and closed loans.
* Performs loan quality reviews to ensure compliance with policy, procedure, and regulation.
* Request additional information/documentation as needed
* Maintain consistent and thorough communication with all involved parties including all internal and external customers and staff in a professional, courteous, and friendly manner.
* Remain current on loan programs and lending (federal and state) regulations as well as all compliance and bank policies. All disclosure requirements are complete within Federal Time Limitations.
* Maintain contact with government agencies and investors to determine changes in requirements and products.
* Regularly participate in educational offerings from FHA, FNMA, FHLMC, VA, MI companies, est. to keep current and aware of changes.
About You
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education
Required/Preferred
Education Level
Description
Required
High School Diploma
High School Diploma
Experience
Required/Preferred
Experience Level
Description
Required
5 years
Mortgage loan review including HMDA/Adverse Action.
Required
Advanced Experience
Mortgage loan program guidelines and process.
Required
Expert Experience
Loan quality review and experience with loan platform software such as Encompass and abiliy to learn additional computer applications.
Required
Advanced Experience
RESPA/TRID compliant... For ful info follow application link.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.