CRA Mortgage Loan Originator

Peoples Bank

Springfield, MA

JOB DETAILS
SALARY
SKILLS
Analysis Skills, Brokerage, Business Development, Business Plan, Coaching, Communication Skills, Cross-Selling, Customer Relationship Management (CRM), English Language, Field Sales, Lead Generation, Licensing, Loan Closing, Loan Origination, Loan Policy, Loan Structuring, Loans, Marketing, Mortgage, Mortgage Lending, Multilingual, Office Equipment, Organizational Skills, Physical Demands, Pricing, Progress Reports, Real Estate Sales, Reporting Skills, Secondary Markets, Spanish Language, Willing to Travel
LOCATION
Springfield, MA
POSTED
Today
CRA Mortgage Loan Originator - Springfield Non-Retail Employee
Easthampton, MA, US Requisition ID: 1995 Salary: $60,000.00 Annually
Hometown Mortgage, a division of bankESB, is searching for a Mortgage
Loan Originator, Outside Sales with the primary responsibility of
originating loans in Springfield, Massachusetts. This position offers a
high salary and commission incentives for production. Bilingual in
Spanish/English strongly preferred. Candidate should have proven track
record of lending in the Springfieldmarket. Compensation and variable
pay dependent on experience. PRIMARY ACCOUNTABILITIES /
RESPONSIBILITIES: Performs any functions necessary, within scope of
authority and expertise, to provide the highest level of service and
responsiveness to customers. Interviews Residential and consumer loan
applicants to facilitate a prequalification or application for any of
the Bank's Residential loan products. Counsels applicants as to the
different programs available. Actively cross sell the Bank's products
and services. Requests, receives, and reviews customer application
documentation (income, asset and credit documents as needed). Serves as
the client contact during the application, processing and through
closing milestones. Keeps client and constituents (agents, brokers,
attorneys as authorized) updated as to status of loan. Responsible for
communicating, verifying, and facilitating the pricing and locking of
loans with the secondary market team/Lock desk. Monitors changes to
internal and secondary market lending standards and practices. Works
with Operations, the Closing department and Lock desk to facilitate the
timely scheduling of a loan closing. The MLO participates in requests
for missing or incomplete information required to close loan. Understand
the Bank's Credit policy, approval authority, MLO responsibility,
minimum standards, and application timelines. The MLO must understand
the Bank's internal lending standards as well as regulatory
requirements. Regularly contacts and solicits business from their own
data base, realtors, networking groups and other professionals. Develop
and deploy their own marketing and business development plan in order to
establish a pipeline and network of referral sources. Monitor pipeline
and lead generation progress and provide reporting on activity as
needed. POSITION REQUIREMENTS: Maintain an active registration with the
National Mortgage Licensing System. Proficient with lending technologies
including the Loan Origination System (LOS) - Encompass, Pricing
Engine - Optimal Blue, Marketing tools - Surefire CRM and Mortgage
Coach. Three years' experience in consumer and mortgage lending with a
demonstrated understanding of mortgage loan procedures, policies, and
products. Self-accountable for quality work, always acting with
integrity. Communicates well with customers and colleagues. Fosters
camaraderie within team. Strong communications, organizational, and
analytical skills. Ability to travel as needed. Ability to use various
office equipment. Qualifications: To perform this job successfully, an
individual must be able to perform each essential duty satisfactorily.
The requirements listed above are representative of the knowledge,
skill, and/or ability required. Any physical demands or work conditions
described here are representative of those that must be met by an
employee to successfully perform the essential functions of this job.
Reasonable accommodations may be made to enable individuals with
disabilities to perform the essential functions.

About the Company

P

Peoples Bank