Credit Analyst - Commercial Banking
CornerStone Professional Placement
Fort Worth, TX
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JOB DETAILS
SALARY
$31–$31 Per Year
JOB TYPE
Full-time, Employee
SKILLS
Accounting, Alliance/Partner Management, Analysis Skills, Banking Services, Cash Flow, Commercial Banking, Commercial Loans, Credit Analysis, Credit Reports, Credit Risk, Customer/Client Research, Finance, Finance Software, Financial Analysis, Financial Modeling, Financial Statements, Investment Management, Loan Origination, Loan Policy, Loan Portfolio, Loan Review, Loan Structuring, Loan Underwriting, Loans, Maintain Compliance, Microsoft Excel, Microsoft Office, Microsoft Outlook, Microsoft PowerPoint, Microsoft Word, Pricing, Risk, Risk Analysis, Risk Management, Spreadsheets, Tax Returns, Time Management, Underwriting
LOCATION
Fort Worth, TX
POSTED
5 days ago
Credit Analyst - Commercial Banking
Location Fort Worth, TX | Onsite
Compensation & Schedule
* $31/hr + BOE
* Full-Time, standard business hours
* W2
* Start date: TBD
ROLE IMPACT
The Credit Analyst supports commercial lending teams by delivering accurate financial analysis and sound credit risk assessments. This role ensures high-quality underwriting, appropriate loan structuring, and proactive portfolio monitoring. Success is measured by timely credit decisions, well-structured facilities, and minimized portfolio risk exposure.
Key Responsibilities
* Analyze financial statements, tax returns, cash flow statements, and credit reports to assess borrower risk and repayment capacity
* Perform financial statement spreading and detailed commercial credit analysis
* Conduct annual reviews of commercial loan portfolios and identify potential risk exposure or developing problem loans
* Assign internal risk ratings and recommend loan structures, pricing, covenants, and terms in partnership with Relationship Managers
* Support new and existing credit facilities by gathering, analyzing, and interpreting client financial data while ensuring compliance with bank loan policy and prudent underwriting standards
Minimum Qualifications
* Bachelor's degree in Finance, Accounting, or related field
* 2+ years of credit analysis experience within a commercial banking environment
* Strong understanding of commercial lending, underwriting standards, and credit risk assessment
Core Tools & Systems
* Microsoft Excel (advanced spreadsheet analysis and financial modeling)
* Microsoft Office Suite (Word, Outlook, PowerPoint)
* Financial spreading software and internal loan origination systems (LOS)
* Credit reporting platforms and portfolio management systems
Preferred Skills
* Experience supporting commercial lenders or Relationship Managers
* Exposure to portfolio management, loan review, and risk grading processes
* Knowledge of diverse commercial loan products, structures, and covenant analysis
About the Company
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