Credit Analyst

The Credit Analyst is responsible for the review of all credit documentation pertaining to loans, including analyzing financial statements and periodic review of credit quality.

ESSENTIAL DUTIES:

· Review all financial information received as part of various credit requests/reviews. Responsible for data entry and spreads of financial statements, completion of

credit analysis presentations, and assignment of risk rating

· Complete annual reviews of files over specified dollar limits, as requested by management, noting such things as collateral value, credit ratios and current information

· Complete collateral inspections for construction projects and floor plans

· Ordering of real estate appraisals and completion of real estate internal evaluations

· Ordering of environmental prescreens

· Assessment of compliance to loan policy of credit requests

· Valid state driver’s license, clean driving record and reliable transportation to complete collateral inspections for construction projects and floor plans

· Adherence to schedule in a structured work environment

ADDITIONAL RESPONSIBILITIES:

· Assist with customer and associate inquiries

· Prepare monthly reports

· Act as consultant for computer program input

· Performs other reasonable duties as assigned

REQUIRED EDUCATION, EXPERIENCE AND SKILLS:

· Bachelor’s degree in finance, accounting, related field or equivalent relevant work experience

· 2 -3 years bank credit analyst experience with a financial institution required or equivalent experience in a financial institutio

· Must be PC proficient in various software applications including financials spreading and Microsoft applications (Excel, PowerPoint, and Word)

· Strong analytical, problem solving and written and oral communication skills are required

· Must be attentive to detail, accurate, self-motivated, flexible, organized and able to work under pressure

· Complete assigned duties within required deadlines

· Ability to work independently in a pressure environment with a high level of confidentiality

· Ability to relate to and communicate effectively with internal and external customers at all levels

· Practices high degree of professionalism and maintains satisfactory attendance within policy guidelines and is punctual

Cornhusker Bank is an Equal Opportunity Employer/Veterans/Disabled