Credit Analyst (Full Time)
Location: Lincoln, NE
The Credit Analyst is responsible for the review of all credit documentation pertaining to loans, including analyzing financial statements and periodic review of credit quality.
ESSENTIAL DUTIES:
· Review all financial information received as part of various credit requests/reviews. Responsible for data entry and spreads of financial statements, completion of
credit analysis presentations, and assignment of risk rating
· Complete annual reviews of files over specified dollar limits, as requested by management, noting such things as collateral value, credit ratios and current information
· Complete collateral inspections for construction projects and floor plans
· Ordering of real estate appraisals and completion of real estate internal evaluations
· Ordering of environmental prescreens
· Assessment of compliance to loan policy of credit requests
· Valid state driver’s license, clean driving record and reliable transportation to complete collateral inspections for construction projects and floor plans
· Adherence to schedule in a structured work environment
ADDITIONAL RESPONSIBILITIES:
· Assist with customer and associate inquiries
· Prepare monthly reports
· Act as consultant for computer program input
· Performs other reasonable duties as assigned
REQUIRED EDUCATION, EXPERIENCE AND SKILLS:
· Bachelor’s degree in finance, accounting, related field or equivalent relevant work experience
· 2 -3 years bank credit analyst experience with a financial institution required or equivalent experience in a financial institutio
· Must be PC proficient in various software applications including financials spreading and Microsoft applications (Excel, PowerPoint, and Word)
· Strong analytical, problem solving and written and oral communication skills are required
· Must be attentive to detail, accurate, self-motivated, flexible, organized and able to work under pressure
· Complete assigned duties within required deadlines
· Ability to work independently in a pressure environment with a high level of confidentiality
· Ability to relate to and communicate effectively with internal and external customers at all levels
· Practices high degree of professionalism and maintains satisfactory attendance within policy guidelines and is punctual
Cornhusker Bank is an Equal Opportunity Employer/Veterans/Disabled