Credit Analyst-Mortgage Sector Specialist

eTeam Inc.

New York, NY

JOB DETAILS
SALARY
SKILLS
Analysis Skills, Best Practices, Communication Skills, Credit Analysis, Credit Risk, Due Diligence, Finance, Industry Standards, Intel Product Family, Interpersonal Skills, Loan Origination, Market Trend Analysis, Mortgage, Mortgage Risk, Mortgage-Backed Securities, Onboarding, Problem Solving Skills, Regulations, Regulatory Requirements, Risk, Risk Analysis, Risk Management, Risk Modeling, Sales Analysis, Underwriting, White Papers
LOCATION
New York, NY
POSTED
11 days ago
Job Title: Credit Analyst-Mortgage Sector Specialist
Location: New York City, NY
Duration: 06 Months
Pay rate: 70.58/hr

 
Job Summary:
We are seeking a highly experienced credit analyst to join our team, specializing in the
mortgage sector. The successful candidate will have a deep understanding of the mortgage
industry, including mortgage originators, servicers, and specialty finance companies. The
role will involve analyzing the creditworthiness of these entities, identifying potential risks,
and providing recommendations to support informed credit decisions.
 
Key Responsibilities:
• Lead end-to-end credit underwriting for agency-mortgage originators, servicers and
specialty-finance firms and identify potential risks
• Reduce the existing onboarding backlog and establish a repeatable, high-quality
workflow for new mortgage-sector clients
• Serve as technical subject-matter expert on agency residential and commercial MBS,
TBA, CMO and DUS products for the Institutional Credit Analyst Team, Sales and
Trading teams
• Produce concise white-papers, risk-intel briefs and onboarding guides that become
permanent knowledge assets for the wider Risk and ICAT organization
• Develop and maintain a comprehensive understanding of the mortgage sector,
including market trends, regulatory developments, and industry best practices.
• Prepare high-quality credit proposals, including recommendations on credit ratings,
limits, and risk strategies, to support credit decisions.
• Collaborate with internal stakeholders, including coverage bankers, business lines,
and risk teams, to provide credit expertise and support.
• Stay up-to-date with industry developments, regulatory changes, and market trends,
and apply this knowledge to credit analysis and decision-making.
• Participate in credit committees, due diligence meetings, and other forums to provide
credit expertise and support.
 
Requirements:
• Minimum 6 years of experience in credit analysis, with a focus on the mortgage
sector, including mortgage originators, servicers, and specialty finance companies.
• In-depth knowledge of the mortgage industry, including market trends, regulatory
developments, and industry best practices.
• Strong analytical and problem-solving skills, with the ability to analyze complex
financial data and identify potential risks.
• Excellent communication and interpersonal skills, with the ability to effectively
collaborate with internal stakeholders and communicate credit recommendations to
senior management.
• Strong understanding of credit risk management principles and practices, including
credit rating models, risk assessment methodologies, and credit portfolio
management techniques.
Nice to Have:
• Experience with Agency Mortgage-Backed Securities (MBS) and Commercial
Mortgage-Backed Securities (CMBS) markets.
• Knowledge of mortgage-related products, such as Delegated Underwriting and
Servicing (DUS) bonds.
• Familiarity with regulatory requirements and industry standards, such as those
related to credit risk management and mortgage lending.
If you are a motivated and experienced credit analyst with a passion for the mortgage
sector, we encourage you to apply for this exciting opportunity

About the Company

e

eTeam Inc.

Looking for a great job? Join eTeam. We’re looking for talented staffing professionals to join our staff. We also provide contract assignments and full-time jobs at Fortune 2000 Companies. We’ve been named one of the best companies to work for by Staffing Industry Analysts and New Jersey Business.
COMPANY SIZE
100 to 499 employees
INDUSTRY
Other/Not Classified
FOUNDED
1998
WEBSITE
www.eteaminc.com