Contract Length: Not specified;potential for permanent conversion
ABOUT THE ROLE
A financial institution is seeking a Wholesale Credit Analyst to help address a growing credit analysis backlog and support the continued development of its credit risk capabilities. This role will analyze borrower financials, assess creditworthiness, and support risk-rating activities within a regulated banking environment. Fluency in Portuguese is required, as the majority of documentation and financial statements reviewed by the team are provided in Portuguese.
RESPONSIBILITIES
Perform wholesale credit analysis and evaluate borrower financial condition and creditworthiness.
Analyze financial statements, cash flow, debt service coverage, profitability, leverage, and other key credit metrics.
Review and interpret financial and business documentation received from Portuguese-speaking stakeholders.
Support credit risk-rating activities and apply appropriate credit risk methodologies.
Assist with developing and strengthening the team s credit analysis and risk-rating practices.
Identify key credit risks, trends, and potential areas of concern through financial and qualitative analysis.
Prepare clear credit analysis and supporting materials for internal review and decision-making.
Work collaboratively with senior credit professionals and other stakeholders to resolve questions and obtain necessary information.
Help reduce the existing credit analysis backlog while maintaining accuracy and quality.
Apply strong attention to detail when reviewing financial information and supporting documentation.
QUALIFICATIONS
1 3 years of experience in wholesale/commercial credit analysis.