Analysis Skills, Banking Services, Credit Analysis, Credit Reports, Detail Oriented, Financial Analysis, Financial Statements, Financial Systems, Loan Approval, Loan Closing, Loan Denial, Loan Underwriting, Loans, Metrics, Organizational Skills, Performance Analysis, Problem Solving Skills, Risk, Risk Analysis, Tax Returns
We are seeking a Credit Analyst to evaluate financial data, assess borrower risk, and support lending decisions within a dynamic banking environment. This role is critical in maintaining sound credit practices and supporting loan growth.
Key Responsibilities
- Credit Evaluation: Analyze financial statements, tax returns, and credit reports.
- Risk Assessment: Evaluate borrower risk and make recommendations for loan approval or denial.
- Credit Memorandums: Prepare detailed credit write-ups and loan summaries.
- Portfolio Monitoring: Assist in ongoing monitoring of loan performance and risk exposure.
- Collaboration: Work closely with loan officers and underwriting teams.
Qualifications
- Experience: 2–4 years in credit analysis or commercial banking.
Skills
- Strong understanding of financial statements and credit metrics.
- Excellent analytical and problem-solving skills.
- Proficiency in Excel and financial systems.
Attributes
- Detail-oriented and objective decision-maker.
- Strong organizational skills.
Compensation
$70,000 – $90,000 depending on experience
Powered by JazzHR