Credit Analyst

Credit Analyst

Kansas City, MO | Fully Onsite

Full-Time | $75-95K

LHH is partnering with a well-established Kansas City financial institution who is seeking a detail-oriented Credit Analyst to join its lending team. This role is responsible for analyzing financial statements, assessing credit risk, and providing recommendations that support sound lending decisions. The ideal candidate will have strong analytical skills, a solid understanding of financial principles, and a desire to build a career in commercial or consumer banking. Inspired by responsibilities commonly associated with credit analysis roles and commercial lending support.

KEY RESPONSIBILITIES:

• Analyze financial statements, tax returns, cash flow reports, and other supporting documentation.
• Assess borrower's creditworthiness and identify potential lending risks.
• Prepare detailed credit presentations and loan recommendations for management and lending committees.
• Conduct financial ratio analysis, industry research, and trend evaluations.
• Review existing loan portfolios and monitor credit quality.
• Assist lenders with gathering and evaluating borrower information.
• Identify payment trends, irregular activity, and potential risk factors.
• Ensure compliance with internal lending policies and regulatory requirements.
• Collaborate with lending, credit administration, and operations teams to support loan decisions and portfolio management.

QUALIFICATIONS:

• Bachelor's degree in Finance, Accounting, Economics, Business, or a related field preferred.
• 2+ years of experience in banking, credit analysis, commercial lending, financial analysis, or related experience.
• Strong understanding of financial statements and credit underwriting principles.
• Advanced proficiency in Microsoft Excel and Microsoft Office applications.
• Excellent analytical, problem-solving, and organizational skills.
• Strong verbal and written communication abilities.
• Ability to manage multiple priorities while maintaining a high level of accuracy.

Pay Details: $75,000.00 to $95,000.00 per year

Search managed by: Claire Grossman

Benefit offerings available for our associates include medical, dental, vision, life insurance, short-term disability, additional voluntary benefits, EAP program, commuter benefits and a 401K plan. Our benefit offerings provide employees the flexibility to choose the type of coverage that meets their individual needs. In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other paid leave required by Federal, State, or local law, as well as Holiday pay where applicable.

Equal Opportunity Employer/Veterans/Disabled

Military connected talent encouraged to apply

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The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements, including, as applicable:

• The California Fair Chance Act
• Los Angeles City Fair Chance Ordinance
• Los Angeles County Fair Chance Ordinance for Employers
• San Francisco Fair Chance Ordinance

Massachusetts Candidates Only: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.