Credit Analyst - Powersports

Kawasaki Motors Retail Finance, LLC

Foothill Ranch, CA

JOB DETAILS
SALARY
$30–$36 Per Hour
JOB TYPE
Part-time
SKILLS
Analysis Skills, Business Growth, Business Support, Communication Skills, Corporate Policies, Credit Analysis, Credit Processing, Credit Reports, Credit Risk, Customer Support/Service, Finance, Fitness, Funding, High School Diploma, Inside Sales, Interpersonal Skills, Loan Origination, Loan Processing, Loans, Maintain Compliance, Microsoft Excel, Microsoft Office, Microsoft PowerPoint, Microsoft Word, Negotiation Skills, Partner Sales, Presentation/Verbal Skills, Problem Solving Skills, Procedure Development, Quality Management, Regulatory Compliance, Regulatory Requirements, Relationship Management, Risk, Risk Analysis, Sales Management, Startup, Team Player, Time Management, Training Tools, Training/Teaching, Underwriting, Vision Plan, Writing Skills
LOCATION
Foothill Ranch, CA
POSTED
30+ days ago

Key Responsibilities:

  • Analyze and render decisions on incoming credit applications for powersports loans, ensuring adherence to company guidelines and risk policies.
  • Assess borrower creditworthiness through credit reports, structure and other tools.
  • Collaborate with dealers to negotiate deal terms where necessary, working to maximize capture rate while maintaining credit quality.
  • Communicate credit decisions clearly and professionally to dealer partners and the sales team.
  • Build and maintain strong relationships with dealers to support business growth and promote loyalty.
  • Conduct timely follow-ups on approved applications.
  • Review and resolve funding exceptions in a timely and accurate manner.
  • Provide ongoing training to dealer partners on credit processes, funding requirements, and company policies.
  • Handle both incoming and outgoing calls.
  • Actively remind and educate dealers on value-added products such as KPP (Kawasaki Protection Plus) to enhance customer offerings and increase product penetration.
  • Demonstrate excellent verbal and written communication skills in all interactions with internal teams and external partners.
  • Work closely with internal teams (sales, funding, customer service and credit).
  • Assist in developing underwriting procedures and training tools.
  • Collaborate with the Credit Manager to set up the business and ensure adherence to regulatory requirements.
  • Utilize Microsoft Office and Loan Origination Systems (LOS) to process and manage loan applications.
  • All other duties as assigned.

Qualifications:

  • A minimum of 5 years of experience in credit analysis in powersports/motor vehicle lending.
  • Proficiency in Microsoft Office (Word, Excel, PowerPoint).
  • High school diploma, associate degree or equivalent in Finance, Business, or related field.
  • Strong interpersonal and relationship management skills.
  • Proven ability to assess credit risk and make sound lending decisions.
  • Ability to work independently and collaboratively in a fast-paced and changing environment.
  • Strong analytical and decision-making skills.
  • Research and problem-solving capabilities.
  • Excellent communication and interpersonal skills.
  • Act as a resource for dealer and staff questions regarding the KMRF’s loan programs.
  • Ability to work on-site at our Foothill Ranch, CA office 

    Profile Differentiators:

    • Experience in founding, co-founding or working in a fast-paced startup environment.
    • Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs)
    • Experience in a FinTech startup.
    • Advanced Professional degree

    Hourly Range:

    $30.00/hr. - $36.00/hr., based on experience and qualifications.

     

      To support your health and wellness goals, Kawasaki provides a comprehensive benefits program dedicated to the well-being of our employees and their families. What We

      Offer: 

      • Competitive salary based on experience
      • Medical, Dental, Vision and Pet insurance
      • 401(k) match
      • Life and Disability benefits
      • Generous PTO policy
      • Up to 12 paid company holidays
      • Employee discounts on Kawasaki products
      • Onsite fitness center
      • Kawasaki Kafé

        Equal Opportunity:

        KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.

        About the Company

        K

        Kawasaki Motors Retail Finance, LLC