Position Summary
The Credit Analyst operates in a business-to-business environment and is responsible for managing the full credit granting and analysis process. This role evaluates customer creditworthiness, assesses financial risk, and establishes appropriate credit terms to protect the company's financial interests while supporting business growth.
Essential Duties & Responsibilities
Manage the entire credit granting and analysis process
Analyze credit data and financial statements for both prospective and existing customers to assess risk
Recommend approval or denial of credit based on thorough research and evaluation
Establish and adjust credit limits and terms for new and existing customers
Identify delinquent accounts and develop action plans to ensure timely repayment
Resolve customer complaints, discrepancies, and processing errors
Perform additional duties within the Credit Department as assigned
Qualifications
To perform this job successfully, the individual must be able to execute each essential duty effectively. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education
Bachelor's degree preferred
Or 5+ years of business experience as a Credit Analyst
Required Experience, Skills & Abilities
Strong understanding of credit risk factors
Excellent organizational and planning skills
Strong presentation, communication, and interpersonal abilities
Proficiency in computer applications and internet research
High attention to detail and accuracy
Resourceful, self-motivated, and proactive
Ability to exercise sound judgment and adapt to changing situations
Strong prioritization and delegation skills
Ability to build and maintain effective working relationships
Strong analytical and problem-solving abilities
Work Environment / Physical Demands
This position operates in a typical office environment with a moderate noise level. The role regularly requires standing, walking, sitting, using hands, reaching, and communicating verbally. Occasional lifting of up to 25 pounds may be required.
What We Offer
Affordable, high-quality Health, Dental, and Vision Insurance
Flexible Spending Accounts
Company-paid Life Insurance, LTD, and AD&D
Optional STD, Accident, and Critical Illness coverage
401(k) with company match (participants must be at least 18 years old)
Competitive wages
7 paid holidays and 13 PTO days
Monthly commission
Tuition reimbursement
Free and confidential Employee Assistance Program
$1,000 referral bonus program
Paid volunteer time off
Career advancement opportunities - we promote from within
We are an equal opportunity employer committed to fostering a diverse and inclusive workplace.
We are a drug-free workplace.