Credit Manager Position at Metals USA
Credit ManagerMetals USA is seeking an experienced Credit Manager to join our growing finance team in Mobile, AL. The Credit Manager role is an ideal position for a driven professional with 3 to 5 years credit and collections experience who thrives in a fast-paced industrial environment. The credit Manager will be responsible for conducting customer credit investigations, performing detailed financial analysis, and making informed credit recommendations.
Duties and Responsibilities
• Reviews customer accounts on a regular basis to maintain an appropriate level of risk. • Manages the collection process of delinquent accounts to maintain credit receivable, including establishing relationships with collection agencies and collection attorneys. • Resolves disputes with customer base and other departments as they relate to receivable and risk management. • Analyzes specific credit applications for terms of sale and credit limits. • Ensures that receivable reports are submitted to the general managers and other sales staff on a regular basis. • Coordinates with sales force to improve credit quality and cash flow. • Implements processes to improve cash flow and reduce delinquent receivables. • Analyzes financial statements of both proposed and existing customers to determine present financial strength, liquidity, debt services coverage, and value of collateral. • Performs ongoing monitoring and analysis of data of borrowers for service compliance. • Consults with current and future clients regarding the level of credit. • Controls bad debt exposure and expenses through direct management of credit terms on the companys ledger. • Sets and changes credit terms as required. • Sets and ensures compliance with corporate credit policy. • Implements liens to major delinquent accounts as needed. • Oversees the negotiation and course of action for delinquent accounts. • Pursues legal remedies for non-payers. • Obtains and maintains a thorough understanding of the financial reporting and general ledger structure. • Ensures an accurate and timely monthly, quarterly, and year-end close. • Collaborates with the Regional Credit & Export Manager, Controller, General Manager, and other department leaders to support the overall financial goals and objectives. • Monitors department work to develop more efficient procedures and use of resources while maintaining a high level of accuracy. • Advises the Regional Credit & Export Manager, Controller, and General Manager of non-routine reporting transactions. • Responds to inquiries from the Regional Credit & Export Manager, Controller, and General Manager regarding financial results and special reporting requests. • Maintains AR system records, including but not limited to application of cash receipts, resolution of short payments, and billing problems, credit memos, elimination of government payment discrepancies, and resolution of bank discrepancies regarding electronic and credit card payments. • Establishes and maintains accounting principles and controls, which verifies the integrity of all systems, processes, and data.
Requirements and Benefits
Regular and predictable attendance is required to perform the duties of the Credit Manager effectively. Adheres to Reliance Steel and Aluminums Code of Conduct as well as customer confidentiality requirements.
Metals USA Offers
Metals USA offers a competitive starting salary and benefits, plus upward mobility and professional growth. Metals USA provides equal employment opportunities to applicants and employees regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability.
Company Culture
Metals USA is committed to protecting our employees by creating and maintaining a workplace free of substance abuse.