Credit Mgr

Plains Land Bank, FLCA

Amarillo, Texas

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JOB DETAILS

SKILLS

Accounting, Accounting Policies, Agriculture, Analysis Skills, Business Administration, Commercial Loans, Corrective Action, Credit Analysis, Credit Processing, Credit Reports, Due Diligence, Finance, Financial Services, Financial Systems, Flexible Spending Accounts, Functional Configuration Audit (FCA), Legal Documents, Liens, Loan Accounting, Loan Structuring, Loans, Microsoft Office, Microsoft SharePoint, Mortgage Lending, Office Management, Performance Analysis, Presentation/Verbal Skills, Regulations, Regulatory Compliance, Reporting Skills, Risk, Time Management, Writing Skills

LOCATION

Amarillo, Texas

POSTED

10 days ago

JOB DESCRIPTION

Who We Are:

Plains Land Bank stands as a symbol of stability and support for agriculture and rural communities for over a century. As a proud member of the esteemed Farm Credit System, we remain steadfast in our commitment to provide reliable, financial services empowering our stockholders to grow their legacies.

With strategic offices in Amarillo, Pampa, Perryton, and Plainview, we provide personalized lending services across 16+ counties in the vibrant Texas Panhandle. Our commitment to fostering growth and prosperity in the heart of Texas is unwavering.

At Plains Land Bank, we're not just a financial institution; we're a community. We forge enduring partnerships and equip individuals to 'Own a Piece of Texas', embodying the spirit of resilience and opportunity.

Learn more about us at: www.plainslandbank.com.

We seek out top talent and welcome you to join us in our mission to shape the future of agriculture in rural America.

Position Description:

We are searching for a full-time, in-office Credit Manager to work in our Amarillo, Texas location. This position's primary responsibilities include development and maintenance of credit policies and procedures including all credit delivery systems necessary to achieve compliance. This will include, but is not limited to, electronic credit delivery and analysis systems; development and maintenance of credit forms; coordination with loan accounting; monitoring of portfolio performance; reporting related to credit activities; administration of an ongoing internal credit monitoring program; oversight of special assets; and other functions applicable to efficient, effective credit delivery.

Day-to Day-Duties and Responsibilities:

Works with association staff to develop and maintain an efficient credit delivery system. This system will include, but not be limited to, credit application systems (Retail, AgFast and Conventional); credit analysis and documentation systems; credit forms and legal documents essential to maintain valid liens; and interfaces between credit systems and SharePoint programs.
Maintains current knowledge of compliance regulation and communicates with staff to facilitate compliance.
Develops systems for credit monitoring and evaluation. Administers the association's ongoing administrative credit monitoring process including the development of monitoring tools and follow-up procedures to evaluate and report on compliance with policies and procedures. Performs ongoing monitoring and analysis of exceptions to credit policy and procedures. Identifies credit administrative deficiencies and develops corrective actions plans on all deficiencies noted in any regulatory exam or Internal Credit Review (ICR) conducted.
Develops, monitors and maintains periodic credit reports exhibiting compliance with association policies and procedures, FCA, FCBT, FSA, FMAC, and other reporting requirements. Prepares monthly and quarterly credit monitoring reports for the board. Prepares periodic reporting of credit information to the FCBT and FCA. Coordinates with all external units conducting exams (FCA), reviews (FCBT and ICR contractor) and due diligence audits (FMAC) to assure that credit information is provided in a timely and accurate manner.
Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper.
Complies with proper credit administration practices as outlined in the association's policies and procedures.

What You Bring to the Team:

Our ideal candidate lives within a commutable distance from our office in Amarillo, Texas.

It is an important role that covers many skills. This position requires:

Bachelor's degree in Finance, Business Administration or a related field, or equivalent experience and five (5) or more years of related experience in the areas of credit, finance and accounting. Experience should include the administration of credits and/or credit policies on commercial and mortgage loans. Supervisory experience preferred. Ag lending experience preferred.

General knowledge of the following:

General knowledge of accounting/financial systems.
Specialized knowledge of accounting/finance principles.
Skill in oral and written communication.
Basic skill level in Microsoft Office applications.
Specialized knowledge of routine and complex credit arrangements, association administration and accounting policies, credit delivery systems, reports and reporting systems, common business guidelines, FCA, Consumer L

About the Company

Plains Land Bank, FLCA

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