Credit Risk Analyst Financial Institutions (FIG)

Madison-Davis

New York, NY

JOB DETAILS
SALARY
$90,000–$150,000 Per Year
SKILLS
Banking Services, Change Requests/Orders, Credit Analysis, Credit Reports, Credit Risk, Customer Relations, Customer Support/Service, Documentation, Due Diligence, External Audit, Financial Analysis, Insurance, Internal Audit, Loan Collateral, Loans, Mandarin Chinese Language, Onboarding, Organizational Skills, Regulatory Compliance, Regulatory Requirements, Risk Analysis, Time Management, Underwriting
LOCATION
New York, NY
POSTED
30+ days ago

Title: Credit Risk Analyst Financial Institutions (FIG)

Office Status: Hybrid (4 Days Onsite) New York, NY

Base Salary: $90k - $150k + Discretionary Bonus

ABOUT THE ROLE

This opportunity sits within the Financial Institutions Group of a well-established banking organization, supporting a front office underwriting function with coverage across a broad array of FIG clients with a particular focus on Insurance companies and Broker-Dealers. The ideal candidate brings solid credit risk fundamentals, a front-office mindset, and the ability to manage complex credit relationships from analysis through approval. Mandarin language proficiency is required for this role, as the position involves regular interaction with Mandarin-speaking clients and internal stakeholders.

RESPONSIBILITIES
  • Conduct in-depth credit analysis on new requests, renewals, credit change requests, and annual relationship reviews across a diverse FIG portfolio including Insurance and Broker-Dealer clients
  • Present detailed credit analyses and recommendations to Loan Officers and other relevant internal parties
  • Perform due diligence on credit-rated entities in accordance with bank policies, procedures, and regulatory requirements
  • Review and quality-assure credit recommendation reports and proposals to ensure accuracy, consistency, and regulatory compliance
  • Maintain complete and organized credit files with all required supporting documentation;perform annual file reviews
  • Monitor and report any findings or unusual credit activities that may adversely impact loan collateral or a borrower's repayment ability
  • Update and maintain the Credit Risk Rating (CRR) system and credit usage tracker on an ongoing basis
  • Complete credit-related tasks and assessments requested by second-line functions in a timely manner
  • Participate in internal and external audit requests and execute remediation actions as needed
  • Serve as a liaison between FI clients and internal business departments to resolve inquiries and support new customer and product onboarding

About the Company

M

Madison-Davis