Credit Risk Review Analytics Manager

Seacoast National Bank
  • Stuart, FL
    6 days ago

    Job Description

    JOB SUMMARY:

    Manage Credit Risk Review's (CRR) credit risk analytics in support of its regulatory mandate to provide a fully independent analysis of U.S.-based credit risk, including ensuring risk rating integrity and the conformity of all credit extensions with UBS policy and regulatory guidance/expectations.

    ESSENTIAL DUTIES AND RESPONSIBILITIES:

    • Manage all data integration necessary for CRR to perform its core functions.
    • Develop and maintain comprehensive, data-driven risk analysis for subject credit risk portfolios.
    • Develop and maintain data-driven sample selection files which align with U.S. regulatory expectations. Utilize data to inform sample selection via the identification of higher-risk credits.
    • Generate timely credit risk reporting to be used in monthly risk assessments, quarterly Board reports, and ad-hoc/regulatory requests.
    • Manage the recording and tracking of CRR Issues on firm-wide issue tracking systems as necessary.
    • Manage continual improvement of CRR's workpaper platform to ensure stability, efficiency and audit trails.
    • Ensure all data touchpoints are in full compliance with UBS global and local protocols and requirements.
    • Assist in the planning and execution of the CRR annual Plan as directed.
    • Maintain a thorough understanding of, and CRR's full compliance with, all UBS data and systems policies and relevant U.S. regulatory requirements.
    • Lead and manage CRR's emergency contingency and recovery plans.
    • Undertale additional responsibilities/special projects as directed.

    EDUCATION and/or EXPERIENCE:

    • Bachelor's degree in MIS, Finance, Business Administration, Economics or Accounting or equivalent work experience is necessary. MBA, financial certification (CFA, FRM, etc.) and/or successful completion of a formal financial services credit training program highly desired.
    • 10+ years' financial services experience with extensive knowledge of credit and credit risk in the commercial/ industrial, commercial real estate and/or retail industries.
    • 10+ years' experience working with SQL, Oracle, Qlikview and/or Python in data management in direct support of the credit, credit risk, credit risk review, credit administration and/or credit regulatory reporting function of a financial institutions and/or U.S. regulatory agency (FRB, OCC, FDIC, etc.).
    • Familiarity with a variety of credit products (corporate credit, mortgages, acquisitions financing, project financing, trade financing, leasing, securitizations, derivatives, etc.) and a willingness to learn new credit products.
    • Expert knowledge of Microsoft Office products suite.
    • Ability to work independently and proactively with minimal supervision.
    • Excellent interpersonal communication (written and verbal) and negotiating skills.
    • Ability to mentor and manage a small team (1-3 people).
    • Some travel may be required.

    The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

    Numbers & Facts

    LocationStuart, FL

    Skills

    • Accountingunmatched
    • Analysis Skillsunmatched
    • Business Administrationunmatched
    • Chartered Financial Analyst (CFA)unmatched
    • Commercial Real Estateunmatched
    • Communication Skillsunmatched
    • Contingency Plansunmatched
    • Continuous Improvementunmatched
    • Credit Analysisunmatched
    • Credit Riskunmatched
    • Data Managementunmatched
    • Derivativesunmatched
    • Disaster Recoveryunmatched
    • Economicsunmatched
    • Ethical Bankingunmatched
    • Federal Deposit Insurance Corp (FDIC)unmatched
    • Financeunmatched
    • Financial Servicesunmatched
    • Interpersonal Skillsunmatched
    • Legalunmatched
    • Legal Standardsunmatched
    • Management of Information Systems/Technology (MIS)unmatched
    • Mentoringunmatched
    • Microsoft Officeunmatched
    • Microsoft Product Familyunmatched
    • Mortgage Lendingunmatched
    • Negotiation Skillsunmatched
    • Oracle Databaseunmatched
    • Performance Reviewsunmatched
    • Presentation/Verbal Skillsunmatched
    • Python Programming/Scripting Languageunmatched
    • Qlikunmatched
    • Real Estateunmatched
    • Regulationsunmatched
    • Regulatory Reportsunmatched
    • Regulatory Requirementsunmatched
    • Riskunmatched
    • Risk Analysisunmatched
    • Risk Managementunmatched
    • Team Lead/Managerunmatched
    • Time Managementunmatched
    • Training Programunmatched
    • Willing to Travelunmatched

    Be found by employers

    5,500+ employers search our resume database daily. Add yours to get found by recruiters looking for candidates like you.

    Level up your application

    Professional resume templates

    Browse dozens of recruiter approved resume templates, layouts and formats. Choose your favorite and make it your own in minutes.

    Free resume templates

    Free resume builder

    Improve your existing resume or start from scratch and create a standout, ATS-friendly resume. Add job-specific content, download and apply.

    Free resume builder