Credit Risk - Senior Review Appraiser

Cobnks

Kansas City, MO

JOB DETAILS
SKILLS
Banking Regulations, Communication Skills, Credit Risk, Establish Priorities, Mathematics, Microsoft Excel, Microsoft Office, Microsoft Outlook, Microsoft Word, Multitasking, Network Monitoring, Presentation/Verbal Skills, Problem Solving Skills, Real Estate Appraisals, Residential Real Estate, Risk, Risk Management, Time Management, Underwriting, Writing Skills
LOCATION
Kansas City, MO
POSTED
3 days ago

Location: On-site in Greenwood Village, CO or Kansas City, MO. Not remote.Job Description The Senior Review Appraiser will utilize Mercury Network to track residential real estate appraisals/evaluations, review appraisals for compliance with USPAP and FIRREA, evaluate reasonableness of concluded values, and interact with associates, management, clients, and vendors in a professional and respectful manner. The role requires independent issue resolution related to appraisals and providing sound recommendations to management regarding risk. Appraisal conclusions must be communicated verbally and in writing. The position also requires maintaining knowledge of regulations and bank policies, including BSA and OFAC requirements, and supporting sound Credit Risk Management by validating loan-to-value judgments during underwriting.Responsibilities Utilize Mercury Network to track residential real estate appraisals/evaluationsReview appraisals/evaluations for USPAP/FIRREA compliance and reasonableness of valuesInteract professionally with associates, management, clients, and vendorsIndependently address appraisal-related issues and provide risk-based recommendations to managementCommunicate appraisal conclusions verbally and in writingMaintain current knowledge of regulations and bank policies (including BSA/OFAC)Support Credit Risk Management by validating loan-to-value during underwritingMinimum Requirements 7+ years of relevant work experienceBachelor's degree or equivalent combination of education and related work experienceState appraiser certification with license in good standing in at least one of Colorado, Kansas, or MissouriPreferred 10+ years of relevant work experience2+ years of management experienceCertified General License in MO, KS, CO, NM, UT, TX (Bank operating states)Experience with a computerized real estate appraisal ordering/tracking systemStrong knowledge of USPAP, FIRREA, and federal/state appraisal regulationsUnderstanding of real estate valuation principles and proceduresDesired Skills Proficiency in MS Office (Outlook, Word, Excel)Self-directed with strong communication skills (verbal and written)Ability to communicate appraisal conclusions to various stakeholdersAnalytical thinking and problem-solving abilitiesAbility to work with mathematical concepts in the appraisal processAbility to prioritize, manage multiple tasks, and meet deadlinesSound and timely decision-making with accountability for resultsAbility to interpret internal policies and proceduresEEO statement: The Bank is committed to providing equal opportunity to all applicants and associates and to maintaining a drug-free workplace.#J-18808-Ljbffr

About the Company

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Cobnks