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Customer Service Representative

Tioga State Bank

New York

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JOB DETAILS
SKILLS
ATM, Commercial Loans, Communication Skills, Consumer Loans, Cross-Selling, Customer Relations, Customer Retention/Renewal, Customer Support/Service, Detail Oriented, Documentation, English Language, Establish Priorities, High School Diploma, Interpersonal Skills, Investment Services, Loan Origination, Manual Dexterity, Mathematics, Mortgage Lending, Multitasking, Office Equipment, Operations Processes, Regulations, Retail Banking, Retail Sales, Sales, Sales Promotions, Time Management
LOCATION
New York
POSTED
Today

GENERAL SUMMARY

Services customers through various teller transactions.  Provides customer service to retain and grow customer relationships.  Cross-sells products and services and identifies business opportunities for referrals to appropriate personnel. 

ESSENTIAL FUNCTIONS/MAJOR DUTIES

  • Services customers through various teller transactions including, cashing checks, processing deposits and accepting various payments.
  • Sells treasurers’ checks, money orders, etc.
  • Provides customer service to retain and grow customer relationships by acknowledging and greeting customers in a friendly and courteous manner.
  • Responds to and follows through on customer inquiries in a timely and professional manner.
  • Identifies customer products and service needs to enhance customer relationships while achieving the Bank’s financial goals by actively participating in all sales promotions.
  • Identifies business opportunities and refers customers to appropriate personnel including Tioga State Investment Services , Commercial Loans, Mortgage Originators and Consumer Loans
  • Maintains an accurate cash drawer in accordance with balancing and cash handling standards.
  • Produces accurate work documentation impacting other internal departments as well as external customers.
  • Balances the vault and ATM machine(s).

DUTIES SUPPORTING ESSENTIAL FUNCTIONS

  • Maintains a thorough knowledge of the features and benefits of all bank consumer products and services.
  • Maintains a knowledge of and adheres to all policies, procedures and regulations that govern the retail banking function.
  • Maintains a working knowledge of all applicable software, systems and equipment.
  • Participates as necessary to ensure that the offices’ daily responsibilities are met.
  • Ensures supplies are replenished in a timely manner.
  • Promotes a positive team environment by exhibiting the Banks Core Values.
  • Performs other duties as assigned.

MINIMUM QUALIFICATIONS

Job Specific Knowledge, Skills & Abilities:
  • Exceptional customer service and interpersonal skills
  • Ability to read, write and speak English effectively; effective communication skills
  • Ability to perform basic math (add, subtract, multiply, divide)
  • Proficient eye-hand coordination and manual dexterity
  • Proficient ten-key skills and data entry skills
  • Attention to detail and accuracy skills
  • Ability to prioritize, organize and multi-task
  • Ability to continually increase work speed while maintaining accuracy
  • Ability to maintain use of discretion
  • Ability to operate various office machines
  • Ability to lift approximately fifty (50) lb of coin.
  • Knowledge of bank consumer products and services, along with the operating polices and procedures that impact these products
  • Ability to recognize customer product and services needs; basic sales skills
Education and/or Experience:
  • A high school diploma or equivalent required
  • 6-12 months related experience normally preferred  (Retail sales, customer service and cash handling)
  • Completion of the Principles of Banking course between the first and third year of employment
 
Veterans / Disability

About the Company

T

Tioga State Bank

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