Team Overview: Regulatory and Analytics (R&A)
The Regulatory and Analytics (R&A) team within the EDO plays a critical role in ensuring the accuracy, reliability, and compliance of regulatory reports and in leveraging data analytics to drive business insights. The R&A teamcollaborates across various business and technology units to implement robust data quality management policies and procedures, and to provide subject matter expertise on regulatory reporting requirements. We are seeking a highly motivated and experienced Wholesale Lending Reporting Analytics Analysis to join our Regulatory and Analytics team.
The Data Quality and Reporting Senior Analyst role is expected to deliver excellence at the intersection of data analytics, regulatory management, control framework development, adoption and deployment of new technology in wholesale credit management.
Key Responsibilities:
Regulatory Data Quality Stewardship: Defendable and Supported Analysis
Become business domain expert in wholesale credit product, portfolio and risk management
Accountable for DQ review in compliance with WCR, EDO, industry and regulatory guidance with 95% accuracy rate. Review should be comprehensive, concise, conclusive and consistent with clear support document reference.
Specialize in assigned portfolio, liaise with business, TM and UW, ensure data integrity, represent R&A in issue remediation, while backup teammates on other portfolios
Responsible for detecting, assessing, measuring, reporting of data anomalies
Apply new technology and data analytics tools to improve the review efficiency
Contribute to development and sustainability of R&A Target Operating Model.
Control Development and Issue Management:
Define and refine logic rules and assign appropriate severity level to help develop control checks for end-to-end data integrity
Review and enhance regulatory reporting system logics to align with regulatory guidance
Project manage for logic rule and reporting rule development to ensure quick time-to-market
Design appropriate testing plan to minimize impact of false positive or false negatives
Maintain issue log, review and prioritize strategic remediation based on issue scorecard
Propose, implement and document compensating controls for regulatory reporting
Develop and run reports for impact assessment and adjustments
Internal and Regulatory Exam, Change Management:
Manage internal and regulatory inquiries, Internal Audit and regulatory exam as the primary for coverage portfolios, back up teammates on others
Collaborate in regulatory change management with RRIO, Risk, Finance from interpretation to implementation
Effectively communicate and coordinate implementation, act as R&A SME to support business, Risk and Finance
Support the development and implementation of best-in-class Data Quality management policies, procedures, and capabilities.
Data-Driven Analytical Tooling and Automation
Scope and provide business requirements to technology for DQ remediation from SOR to reporting based on root cause analysis
Draft business requirement for development of analytical capabilities and R&A adjustment workflow
Collaborate with Product Development on implementation and deployment
AI and New Technology Development and Integration:
Define use cases for AI adoption, collaborate with Technology, TM and business
Help train and refine AI application through testing and feedback
Offer tactical solution designs and guidance on interpretive issues relating to reporting instructions and their implementation.
Support the resolution of data-related issues to ensure accurate and timely regulatory filings.
Qualifications:
5+ years of working experience with data analytics tools (Excel, Python, SQL, Power BI / Tableau)
Result-oriented, self-motivated for high quality execution with good time management
Commitment and aptitude to quickly learn wholesale loan legal agreement and Risk document review. Self-learner mindset who thrives with extensive on-the-job training.
Critical thinking, analytical and problem-solving skills to drive resolution of complex problems, ability to communicate effectively, succinctly and clearly
A team player who will collaborate and challenge peers as well as counterparts in front office, Risk and reporting
Ability to help define and support technology development
Experience with AI technique, Python, data mining and analytics tools
Prior working knowledge of wholesale lending document and US regulatory reporting (e.g. FR-Y14Q, Y-9C and 2052a) is nice to have, but not a must
Financial services, legal or other regulated industry experience, with current or previous wholesale credit and regulatory reporting is preferred.
Additional Skills:
Technical: Data Quality, Python, AI Use Case Development, Regulatory Reporting
Soft: Communication, Stakeholder Management, Problem Solving
Education:
Bachelor's/University degree or equivalent experience
Data Science, Computer Science, Finance, or other data (preferred)
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:
Data Governance
Job Family:
Data Quality & Data Quality Analytics and Reporting
Time Type:
Full time
Primary Location:
Irving Texas United States
Primary Location Full Time Salary Range:
$96,400.00 - $144,600.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Change Management, Data Analysis, Data Governance, Data Lineage, Data Management, Data Quality, Internal Controls, Management Reporting, Program Management, Risk Management.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
May 31, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi ( .
View Citi's EEO Policy Statement ( and the Know Your Rights ( poster.
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.