Engagement Manager - Credit Risk and Pricing Strategy

Inizio Partners
  • San Francisco, CA
    13 days ago

    Job Description

    Job Description

    As the Risk Strategy and Pricing Engagement Manager, you will play a pivotal role in analyzing and designing credit risk and pricing strategies for Fintech clients. This position requires extensive experience in the lending industry, along with a profound understanding of various business functions such as Credit Risk, Product, and Analytics. A significant plus would be having experience working with third-party channels and devising credit and pricing policies for them. Your problem-solving skills, product sense, and ability to work effectively cross-functionally will be key to your success.

    Responsibilities

    • Primary day-to-day client contacts and often interact with C-level executives.
    • Analyze volume & funnel trends to optimize pricing and impact on RoEs
    • Analyze credit performance and come up with recommendations to optimize credit policies
    • React to market dynamics on third party channels and help senior management make informed decisions
    • Act as a channel manager for certain origination channels – in terms of managing credit policies, running tests and optimizing pricing
    • Stakeholder Collaboration: Collaborate with and drive alignment among various stakeholders across the organization
    • Manage Offshore Team: Lead and coordinate (incl. project planning) with offshore team for analytical support and to ensure seamless execution

    Qualifications

    • 7+ years of experience in Credit risk strategy, along with in consulting, solution design and client management
    • Relevant experience within the Banking or FinTech industry; preferred if experience in point-of-sale financing
    • SQL , Python
    • Origination channel management experience
    • Credit cards/lending expertise (Acquisitions/Underwriting)
    • Demonstrable leadership ability, superior problem solving and people management skills
    • Excellent communication, presentation and story building skills in a consulting setup
    • Master's degree in economics, mathematics, computer science/engineering, operations research or related analytics areas; candidates with BA/BS degrees in the same fields from the top tier academic institutions are also welcome to apply

    Numbers & Facts

    LocationSan Francisco, CA

    Skills

    • Analysis Skillsunmatched
    • Banking Servicesunmatched
    • C-Level Managementunmatched
    • Channel Managementunmatched
    • Communication Skillsunmatched
    • Computer Scienceunmatched
    • Consultingunmatched
    • Credit Analysisunmatched
    • Credit Cardsunmatched
    • Credit Riskunmatched
    • Cross-Functionalunmatched
    • Economicsunmatched
    • Financial Trend Analysisunmatched
    • Leadershipunmatched
    • Loan Structuringunmatched
    • Loansunmatched
    • Mathematicsunmatched
    • Offshoringunmatched
    • Operations Researchunmatched
    • People Managementunmatched
    • Performance Analysisunmatched
    • Pricingunmatched
    • Problem Solving Skillsunmatched
    • Product Pricingunmatched
    • Project Planningunmatched
    • Python Programming/Scripting Languageunmatched
    • Riskunmatched
    • Risk Managementunmatched
    • SQL (Structured Query Language)unmatched
    • Salesunmatched
    • Sales Managementunmatched
    • Team Lead/Managerunmatched
    • Trend Analysisunmatched
    • Underwritingunmatched

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