Support tactical & strategic risk analytics initiatives for US based banks Risk team
Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions
Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs
Policy analytics to make sure correct customer segments are targeted and acquired
Recommend changes to business strategy and risk management policies
Build reporting/BI frameworks for Risk teams within the organization
Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance
Clearly communicate analysis as presentations to technical & non-technical groups
Develop and maintain effective working relationships with colleagues in other areas of Risk Management.
Summarize analytical findings into presentations and share analysis & reports with senior leadership.
Maintain a high degree of technical and policy understanding with respect to credit risk.
Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met.
Train, coach and develop team members
Lead team across geographies to drive client outcomes
Qualifications:
6+ years of experience in Analytics and Decision Science for Project Manager, 8-10+ years of experience in analytics and Data Science for Engagement Manager
Risk Analytics experience in any/multiple: Cards or Lending Risk Strategy, Portfolio analytics, Acquisition and Line Management, Policy audit and analytics, Reporting/Dash-boarding, Performance tracking (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.), Product Analytics, Risk Forecasting
Ability to write and create decks to drive senior client communication, present recommendations
Past experience in problem solving roles, strategic initiatives etc.
5+ years experience in Banking Domain
Experienced with leading a team of analysts and senior stakeholders
Past experience of working with SQL, SAS/Python, Excel in analyst or manager roles
Educational Background: Bachelors or MS in Engineering, Mathematics, Physics, Finance, Quantitative fields preferred