Financial Analyst

Financial Analyst at UnitedHealth Group

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Financial Analyst

Requisition number: 2361935 Job category: Finance Primary location: Ontario, CA Date posted: 06/02/2026 Overtime status: Exempt Travel: No

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Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best.Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale.Join us to start Caring. Connecting. Growing together.

You"ll enjoy the flexibility to telecommute* from anywhere within the U.S. as you take on some tough challenges.

Location: 100% fully remote. (Travel is 5% if in southern California).

Overview :

• A multi-payor healthcare organization contracting with 15 health plans across the Southern California market. The organization generates over $2.5 billion in annual revenue and manages a monthly membership of more than 500,000 lives. Primary market focus includes the Inland Empire and San Diego regions, with close collaboration wand engagement across Los Angeles and Orange County markets.

• HMO business consists of commercial, point of service, Covered California (ACA) and is analyzed at the plan level.

• Medi-Cal is broken into categories such as TANF, SPD, Dual, LIC, LTC and separated by Los Angeles, San Bernardino/Riverside, and Orange counties.

• Medicare business consists of understanding CMS bids, rebates, HCC, RAF scores, risk types, revenue definitions (Parts A & B), and payment integrity.

• Contracts with health plans such as Aetna, Anthem Blue Cross, Alignment, Blue Shield, IEHP, HealthNet, Humana, SCAN, UHC, Molina, Alignment, Central, Sharp, Scripps, and AHMC.

• The Inland Empire and San Diego market is broken up into three LCDOs, EPIC, NAMM, and San Diego.

• Team goals include developing and strengthening existing talent, driving system integration, and leading migration to CapRev to enable real-time data visibility across key partner teams such as Accounting, Payor Contracting, and FP&A. The team is focused on delivering accurate, comprehensive reporting while leveraging large, complex datasets and maintaining a strong understanding of granular data details.

Position Details:

• Must be team oriented and able to manage time effectively. Should be an expert with Excel and must know SQL.

• Ability to analyze complex data from multiple health plans in a timely manner relating to capitation revenue, CMS ARC codes, payment methodologies, and various plan codes.

• Submit month end data loads to Accounting by WD -6. This includes data analysis by health plan and products assigned, reconciliation of data relating to membership, revenue, and PMPM, remittances, cash, SOX documentation regarding highlights for MoM analysis.

• Work through ad hoc requests and submit reports accurately and on time.

• Communicate effectively both verbally and written, present in meetings while working remotely from home.

• Potential challenges include migration to CapRev and working with multiple different teams.

Candidate Profile:

• Looking for a self-motivated individual with a curious mindset - someone who is eager to learn, ask questions, and continuously grow. The ideal candidate is driven to make meaningful impact, takes initiative, and thrives in an environment where innovation and improvement are encouraged.

• Has experience in healthcare administration, including managing and analyzing capitation revenue, with a strong understanding of value-based care models and financial performance.

• Must maintain a positive attitude and demonstrate flexibility to adapt as business needs evolve.

• Ability to show expert excel skills and able to write basic queries in SQL.

• Must be able to meet month end Accounting deadlines and can effectively communicate highlights clearly and concisely in an open forum.

You"ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Bachelor"s degree OR certification in Accounting, Finance or IT related field

• 5+ years of healthcare experience

• Advanced level of proficiency in Microsoft (Outlook, Word, Excel, PowerPoint)

Preferred Qualifications:

• Strong analytical skills

• Master"s degree or certification in Accounting, Finance or IT related field

• Master of Business Administration (MBA)

• SQL

• Experience with large data sets

Soft Skills:

• Self-motivated, organized, and possesses a high degree of autonomy and maturity

• Communicate verbally and written exceptionally well. Speak and present in meetings

• Fast learner with ability to adapt

• Ability to multi-task and operate at a high-level under pressure

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you"ll find a far-reaching choice of benefits and incentives. The salary for this role will range from $60,200 to $107,400 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location, and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.

#RPO, #GREEN

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Benefits

Our mission of helping people live healthier lives extends to our team members. Learn more about our range of benefits designed to help you live well.

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Resources and support to focus on what matters most to you, in every facet of your life.

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Education, tools and resources to help you reduce and manage stress, build resilience and more.

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Health plans and other coverage to support wellness for you and your loved ones.

Financial

Benefits for today and to help you plan for the future, including your retirement.

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UnitedHealth Group is committed to working with and providing reasonable accommodations to individuals with physical and mental disabilities. If you need special assistance or accommodation for any part of the application process, please call 1-866-566-8715 to be connected to Recruitment Services. Recruitment Services hours of operation are 7 a.m. to 7 p.m. CT, Monday through Friday.

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UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.

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We have received recent reports of fraudulent LinkedIn messages and emails alleging or claiming to be sent from UnitedHealth Group, UnitedHealthcare, or Optum Executives.

The fraudulent LinkedIn messages and emails, which do not originate from any Executives LinkedIn account or of UnitedHealth Group's email domains, or those of any of its operating divisions, supposedly conducts an interview via a Zoom meeting, offers a work from home job at Optum, emails an application, sends a fake check by next day delivery through USPS and asks recipients to pay a vendor a large dollar amount. These counterfeit-check cashing schemes exist and use a variety of deceptions to get people to cash these fraudulent checks.

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If you wish to verify the legitimacy of any email alleging or claiming to have been sent by or on behalf of UnitedHealth Group Executives or Recruiters, please call 1-800-561-0861 between 7 a.m. and 7 p.m. CT, Monday - Friday, for assistance.

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At UnitedHealth Group, we are committed to giving back to the communities where we live and work, across the nation and around the world. Through charitable contributions and volunteering, our people are deeply and personally involved in building healthier communities.

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