A financial institution is seeking an experienced Fraud Investigator to join its financial crimes team. This role is responsible for investigating suspected fraudulent activity, reviewing alerts, identifying emerging fraud patterns, and helping minimize financial losses.
The position offers exposure to a broad range of banking products and requires regular interaction with internal financial crimes teams, customers, other financial institutions, and law enforcement agencies.
RESPONSIBILITIES
Conduct investigations involving suspected fraud across consumer and commercial banking activity.
Review and resolve fraud alerts using available transaction data, account information, investigative tools, and supporting documentation.
Research suspicious activity involving checking accounts, electronic payments, wire transfers, ACH transactions, and debit or credit cards.
Document investigative findings and maintain clear, complete, and defensible case files.
Prepare written reports summarizing investigative activity, findings, and recommended actions.
Conduct interviews and information-gathering discussions when necessary to support investigations.
Identify recurring fraud patterns, emerging threats, and potential control weaknesses.
Assist with strategies designed to prevent fraud, reduce losses, and improve detection capabilities.
Support recovery efforts when fraudulent activity results in financial loss.
Partner with BSA/AML, operations, security, and other internal teams on investigations and escalations.
Communicate with other financial institutions and external parties when additional information is required.
Work with federal, state, and local law enforcement agencies as appropriate.
Provide fraud-awareness guidance and training to employees and other internal stakeholders.
Contribute to improvements in investigative processes, fraud controls, case management, and reporting.
Candidate Profile
Bachelor s degree in Criminal Justice, Business Administration, Business Management, or a related discipline.
At least 2 years of training and hands-on experience involving fraud or financial-crime investigations, preferably within banking or financial services.
Relevant investigative experience from financial services, law enforcement, or the military may be considered in place of traditional requirements.
Ability to conduct structured investigations and accurately document case activity and conclusions.
Strong written and verbal communication skills.
Comfortable conducting investigative interviews and gathering information from customers, employees, and other relevant parties.
Ability to prepare and deliver presentations to audiences at different levels of an organization.
Experience developing or delivering training on fraud, security, investigations, or related subjects.
Working knowledge of common banking products and transaction channels, including deposit accounts, wire transfers, ACH, and debit/credit cards.
Proficiency with Microsoft Word, Excel, and PowerPoint.
Strong interpersonal skills and the ability to work effectively with both internal and external stakeholders.
PREFERRED EXPERIENCE
Experience in one or more of the following areas would be particularly valuable:
Working directly with law enforcement or BSA/AML teams on financial investigations.
Using fraud investigation or case-management platforms.
Working with core banking systems and transactional data.
Familiarity with Verafin or comparable financial-crime monitoring technology.
Understanding how fraud schemes affect common banking products, processes, and controls.
Knowledge of applicable banking and financial-crime regulatory requirements.
Participation in professional fraud, investigations, or financial-security organizations.
Numbers & Facts
Location
Silver Springs, MD
Skills
Administrative Managementunmatched
Banking Servicesunmatched
Business Administrationunmatched
Case Managementunmatched
Commercial Bankingunmatched
Communication Skillsunmatched
Credit Cardsunmatched
Criminal Justiceunmatched
Customer/Client Researchunmatched
Documentationunmatched
Federal Laws and Regulationsunmatched
Financial Fraudunmatched
Financial Regulationsunmatched
Financial Servicesunmatched
Financial Transactionsunmatched
Fraud Investigationunmatched
Interpersonal Skillsunmatched
Interviewing Skillsunmatched
Investigative Reportsunmatched
Law Enforcementunmatched
Microsoft Excelunmatched
Microsoft PowerPointunmatched
Microsoft Wordunmatched
Operations Security (OPSEC)unmatched
Presentation/Verbal Skillsunmatched
Process Improvementunmatched
Regulatory Requirementsunmatched
Reporting Skillsunmatched
Staff Trainingunmatched
State Laws and Regulationsunmatched
Training/Teachingunmatched
Writing Skillsunmatched
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