Axos Bank
Target Range: $145,000.00 /Yr. - $185,000.00 /Yr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 15% Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 15%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
This position is based onsite at our headquarters in San Diego, CA. Irvine, Los Angeles, or Denver may also be considered. Remote work is not available.
Axos was born digital, providing consumer banking services without any brick‑and‑mortar locations and has continued evolving since. The Axos Consumer Product team drives the vision and roadmap for this evolution and is adding an FVP, Product Management, Consumer Financial Platform to lead multiple mission‑critical product domains across the Axos digital ecosystem.
Job Summary
This senior leadership role owns end‑to‑end product strategy and execution across the full consumer financial lifecycle, including:
• New Account Opening (self‑service and proxy) • Core Banking and Money Movement • Personal Finance Management & Customer Engagement • Investments (Self‑Directed Brokerage, Robo‑Advisory, and Crypto)
Key Responsibilities
Customer Lifecycle & Platform Scope
• Own the front‑door experience for customer acquisition, including identity verification, KYC/KYB, fraud prevention, and conversion optimization • Lead core banking experiences, including deposits, payments, money movement, and debit card management • Drive ongoing engagement and financial value, including net‑worth tracking, credit insights, wealth accumulation, and planning tools • Oversee investment experiences, including brokerage, robo‑advisory, and crypto offerings, ensuring customer trust, regulatory compliance, and performance alignment
Product Strategy
• Define a unified product vision, approach, and multi‑year roadmap that differentiates Axos across banking, investing, onboarding, and engagement • Conduct competitive analysis and monitor trends across fintech, banking, financial planning, payments, fraud, identity, and investments to proactively identify innovation opportunities
Industry & Domain Expertise
• Present product strategy, performance, and trade‑offs to senior executives and align roadmaps with company‑level priorities
Execution at Scale
• Lead large‑scale, cross‑platform initiatives in partnership with Technology, UX, Operations, Risk, Compliance, and Business stakeholders
Go‑to‑Market Leadership
• Drive GTM execution through cross‑functional dependency alignment with Marketing, Sales, and Operations
Experimentation & Optimization
• Use A/B testing and data‑driven experimentation to improve conversion, engagement, adoption, and retention
Product Ownership & Metrics
• Own reporting across adoption, funnel performance, usage, financial outcomes, and customer trust metrics
Vendor & Partner Management
• Manage vendor and partner relationships, including build‑vs‑buy decisions and ROI modeling
People Leadership
• Oversee multiple VPs and senior product leaders; responsible for talent development, succession planning, and performance management
Operational Efficiency
• Leverage AI and automation across product processes to improve speed, quality, and decision‑making
Requirements
• Bachelors degree • 5-10+ years of product management, consulting, or related experience • 3-5+ years of senior product leadership experience • Demonstrated experience across one or more of the following domains: • Consumer or business banking and payments • New account opening, identity management, KYC/KYB, and fraud prevention • Personal financial management, fintech, or financial planning tools • Brokerage, robo‑advisory, crypto, or securities‑related products • Experience leading geographically distributed teams • Experience integrating AI capabilities into direct‑to‑consumer digital products • Proven ownership of product KPIs and measurable business outcomes • Strong analytics and reporting experience using tools such as Tableau, Pendo, or similar platforms
Key Knowledge, Skills, and Attributes
• Ability to generate a clear product vision and define a path to execution across complex, regulated domains • Deep understanding of the Software Development Lifecycle • Strong emotional intelligence and ability to lead highly cross‑functional teams • Passion for solving customer problems and building trusted digital financial experiences • Excellent organizational skills with the ability to manage multiple strategic initiatives simultaneously • Ability to adapt quickly and reprioritize in a fast‑paced environment • Exceptional work ethic with a strong bias toward ownership and accountability • Excellent verbal and written communication skills for both technical and non‑technical audiences
Axos Employee Benefits
• Medical, Dental, Vision, and Life Insurance • Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year) • HSA or FSA account and other voluntary benefits • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
About Axos
Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
About Axos Financial
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX). Learn more about working at Axos.
Pre-Employment Background Check and Drug Test
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.
Job Functions and Work Environment
While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.